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• Target:Target:Target:Target: African-American H.S. male and female students, minimum 2.5 GPA and

interested in learning how to build wealth through learning how to save and

invest in stocks, bonds and mutual funds.

• Free to attend, but must attend at least 75% of sessions to be eligible to win. Free to attend, but must attend at least 75% of sessions to be eligible to win. Free to attend, but must attend at least 75% of sessions to be eligible to win. Free to attend, but must attend at least 75% of sessions to be eligible to win.

• Participants Will Learn:Participants Will Learn:Participants Will Learn:Participants Will Learn: How to create personal wealth through budgeting, saving

and investing. The basics of stocks, bonds, and mutual funds. How to manage

an actual investment portfolio and read the Wall Street Journal for investment

ideas. Public speaking, professionalism and critical thinking.

• Manage a $Manage a $Manage a $Manage a $3,03,03,03,000 Investment Portfolio!00 Investment Portfolio!00 Investment Portfolio!00 Investment Portfolio! Students will manage an actual $3,000

investment portfolio.

• Receive Receive Receive Receive $100 $100 $100 $100 Upon Upon Upon Upon Establishing Establishing Establishing Establishing a a a a Sharebuilder Sharebuilder Sharebuilder Sharebuilder Investment Investment Investment Investment AccountAccountAccountAccount to fund

student’s first investment in a stock or mutual fund.

• $1,000 Scholarship to Winning Essay Submission$1,000 Scholarship to Winning Essay Submission$1,000 Scholarship to Winning Essay Submission$1,000 Scholarship to Winning Essay Submission sponsored by the Louisiana

Education Loan Authority

• Two WinnTwo WinnTwo WinnTwo Winners Will Represent at ers Will Represent at ers Will Represent at ers Will Represent at National CompetitionNational CompetitionNational CompetitionNational Competition (Atlanta, GA) – June 2016

o All expense paid trip for the two 2016 Baton Rouge Investment Challenge

“champions” to compete at the 100 Black Men National Conference.

• Program DurationProgram DurationProgram DurationProgram Duration: 8-weeks (March 6th through May 8th )

• Time and Dates:Time and Dates:Time and Dates:Time and Dates: Sundays between 3:00 pm and 6:00 pm

• Location:Location:Location:Location: Southern University School of Business (T.T. Allain Hall – Building 156,

Elton C. Harrison Drive, Baton Rouge, LA, 70813)

• Application Deadline: Application Deadline: Application Deadline: Application Deadline: February 2February 2February 2February 21111, 201, 201, 201, 2016666 (program limited(program limited(program limited(program limited to first to first to first to first 50505050 qualified submissions) qualified submissions) qualified submissions) qualified submissions)

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• Interested in Participating?Interested in Participating?Interested in Participating?Interested in Participating?

o Download application from our website: www.100blackmenbr.org

o Contact Program Director, Reggie Breaux, directly with questions @

reggiebreaux@yahoo.com or 225 223 3204

• Baton Rouge Baton Rouge Baton Rouge Baton Rouge Area Investment ChallengeArea Investment ChallengeArea Investment ChallengeArea Investment Challenge:::: MayMayMayMay 8888, 201, 201, 201, 2016666

o Students will present investment strategy recommendations and engage in

Q&A related to a personal finance case study to a panel of judges

comprised of three area financial professionals.

o Two winners will be selected to compete against teams nationally at the

100 Black Men National Convention in Atlanta, GA (June 2016).

o One participant will win a $1,000 scholarship sponsored by the Louisiana

Education Loan Authority (www.lela.org), based on essay submission.

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• Students will engage in a comprehensive financial literacy curriculumcomprehensive financial literacy curriculumcomprehensive financial literacy curriculumcomprehensive financial literacy curriculum

encompassing the following topics and more: o How to read the Wall Street Journal and why informed investors do o How to properly define and create wealth

o The importance of and methods of personal budgeting, saving and investing

o What are the various options for financing your college education

o What are the various instruments that allow for wealth building and what are

their inherent risk and historical rewards (i.e., bonds, stocks, mutual funds.)

o How to create a balanced portfolio of stocks and mutual funds

o How to identify stocks to invest in by observing popular trends

o How to assess your financial condition and develop plan for reaching your long-

term financial goals

o Much more …

• Participants will collectively create and track a $create and track a $create and track a $create and track a $3333,,,,000000 investment portfolio of 00 investment portfolio of 00 investment portfolio of 00 investment portfolio of

stocks and mutual fundsstocks and mutual fundsstocks and mutual fundsstocks and mutual funds

• All participants personally receive two books: the Money Management and Investing volumes of the High School Financial Planning Program curriculum to

utilize in class and for years to come.

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• Receive 4-week subscriptions to the Wall Street JournalWall Street JournalWall Street JournalWall Street Journal; learn to read this paper

and how to track and select stocks and mutual funds.

• National CompetitionNational CompetitionNational CompetitionNational Competition (Atlanta, GA) – June 2016

o All expense paid trip for the two 2016 Baton Rouge Investment Challenge

“champions” to compete at the 100 Black Men National Conference.

2015 100 Black Men National Convention (Houston, TX)

Dollars & Sense National Champions (2nd

straight year!)

Class of 2015 - 28 students from 16 LA high schools

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2016 DOLLARS & $ENSE CALENDAR (PRELIMINARY) Session Date Subject Matter

1 3/6

• Orientation, Complete Pre-Test, Complete Wall Street Journal order forms;

• Plan to Earn (Junior Achievement) – Students learn that healthy personal finances take

planning and managing. They begin to analyze major life events and issues that have

financial implications.

• Basics of Saving & Budgeting (100 Black Men) – students learn how to define wealth (net

worth), what a personal balance sheet is and are introduced to concept of appreciating

and depreciating assets.

• Review relevant article from Wall Street Journal and local newspaper

2 3/13

• Saving for Life (Junior Achievement) - students analyze role saving plays in personal

finances and how having a healthy savings plan is necessary in all phases of life.

• Basics of Investing (100 Black Men) – defining wealth is reinforced, students learn how

they can make lots of money but not be wealthy, discuss strategies for improving

personal balance sheet and discuss implications of the Pew study regarding differences

between black and non black median net worth.

• Review relevant article from Wall Street Journal and local newspaper

3 3/20

• The Budget Game (Junior Achievement) – Students investigate budgeting and why many

people have difficulty staying within a budget.

• Investment Power (Better Investing book, Chapter 2) - Wide ranging discussion of

investment instruments and concepts such as time value of money, mutual funds, stocks

and bonds, introduce what are the characteristics of good stocks.

• Discussion of how to read the Wall Street Journal and how to review mutual fund and

stock quotes.

• Review relevant article from Wall Street Journal and local newspaper

4 4/3

• Credit Choices (Junior Achievement) – Students analyze the importance of credit and

the outcomes of wise and poor use of credit

• Mutual Interests (Better Investing book, Chapter 3) - Comprehensive discussion of

mutual funds. How to read an annual report. Begin discussion of fundamentals of

picking stocks, portfolio construction, growth versus value investing styles etc.

• Begin brainstorming to develop ideas for stocks to select the following week and invite

students to prepare to pitch their ideas.

• Review relevant article from Wall Street Journal and local newspaper

• Parallel Adult / Parent Session

5 4/10

• Savvy Consumer (Junior Achievement) – groups work together to create public service

announcements top inform each other of risks they could face in their personal finances

and identify ways to protect themselves from potential loss.

• Students pitch investment ideas and decide on 5 stocks and 4 mutual funds to invest

$2,000.

• Introduce Chartered Financial Analyst framework for evaluating case studies (i.e.,

determine Return Objective, Risk Tolerance, assess Tax Considerations, Time Horizon,

Liquidity Needs, Legal Consideration and Unique Circumstances, respectively)

• Distribute Practice Case Study 1

• Share $1,000 scholarship essay question and deadline for submission.

• Review relevant article from Wall Street Journal and local newspaper

• Parallel Adult / Parent Session

6 4/17

• Review portfolio performance.

• Students share case conclusions with the class. Conclusions and strategies critiqued

• Distribute Practice Case Study 2 ahead of "dry run" following week

5

• Introductory discussion of tips on public speaking and professional development

• Review relevant article from Wall Street Journal and local newspaper

• Parallel Adult / Parent Session

7 4/24

• Financial Planning Dry Run - Students dress business casual and present

recommendations on case to panel of three investment professionals pretending to be

trustees. Strategies critiqued and public speaking styles.

• Additional discussion on tips on public speaking and professional development

• Review portfolio performance.

• Distribute Final Case Study for Baton Rouge Investment Challenge.

• Receive essays related to $1,000 essay competition

• Review relevant article from Wall Street Journal and local newspaper

• Parallel Adult / Parent Session

8

5/1

• Post-Test

• Answer any questions related to final case study

• Jeopardy style competition / quiz on broad range of financial literacy topics

• Professional development and public speaking exercises

• Wrap-Up / Closing

• Parallel Adult / Parent Session

5/7

• 2016 Baton Rouge Investment Challenge

- Students present Case Study recommendations and are quizzed on financial

literacy questions before an audience and before a panel of investment

professionals

- Scholarship winner announced

- Dollars & Sense champions selected

May (Preparation for Nationals)

6/16-18 National Dollars & Sense Competition (Atlanta, GA)