Metodo de Gauss MPSP

04/12/202317:21:56 Página nº 1

Planilha elaborada por: Prof. Castelo Branco - CRA/SP 66.199 - (www.professorcastelobranco.com.br)

Valor a ser Financiado 130,000.00 Taxa de Financiamento 1.00% ao mês Prazo de Financiamento 400 meses (máx. de 400) Taxa de Inflação Estimada 0.50% Índice da Prestação (PMT) 0.00438322 Financiamento Atualizado 910,000.00 (sem inflação)

Meses Saldo Devedor (SD) Amortização (A) Juros (J) Prestação (PMT) 0 130,000.00 - - - 1 129,918.60 81.40 488.42 569.82 2 129,835.97 82.62 487.19 569.82 3 129,752.13 83.84 485.97 569.82 4 129,667.06 85.07 484.75 569.82 5 129,580.78 86.29 483.53 569.82 6 129,493.27 87.51 482.31 569.82 7 129,404.54 88.73 481.09 569.82 8 129,314.59 89.95 479.87 569.82 9 129,223.42 91.17 478.65 569.82

10 129,131.03 92.39 477.43 569.82 11 129,037.41 93.61 476.21 569.82 12 128,942.58 94.83 474.98 569.82 13 128,846.52 96.06 473.76 569.82 14 128,749.25 97.28 472.54 569.82 15 128,650.75 98.50 471.32 569.82 16 128,551.03 99.72 470.10 569.82 17 128,450.09 100.94 468.88 569.82 18 128,347.93 102.16 467.66 569.82 19 128,244.55 103.38 466.44 569.82 20 128,139.95 104.60 465.22 569.82 21 128,034.13 105.82 463.99 569.82 22 127,927.08 107.04 462.77 569.82 23 127,818.82 108.27 461.55 569.82 24 127,709.33 109.49 460.33 569.82 25 127,598.62 110.71 459.11 569.82 26 127,486.69 111.93 457.89 569.82 27 127,373.54 113.15 456.67 569.82 28 127,259.17 114.37 455.45 569.82 29 127,143.58 115.59 454.23 569.82 30 127,026.77 116.81 453.01 569.82 31 126,908.74 118.03 451.78 569.82 32 126,789.48 119.25 450.56 569.82 33 126,669.00 120.48 449.34 569.82 34 126,547.31 121.70 448.12 569.82

Sistema de Amortização a Juros Simples (Método de Gauss)

04/12/202317:21:56 Página nº 2



Meses Saldo Devedor (SD) Amortização (A) Juros (J) Prestação (PMT)


35 126,424.39 122.92 446.90 569.82 36 126,300.25 124.14 445.68 569.82 37 126,174.89 125.36 444.46 569.82 38 126,048.31 126.58 443.24 569.82 39 125,920.51 127.80 442.02 569.82 40 125,791.48 129.02 440.80 569.82 41 125,661.24 130.24 439.57 569.82 42 125,529.77 131.47 438.35 569.82 43 125,397.09 132.69 437.13 569.82 44 125,263.18 133.91 435.91 569.82 45 125,128.05 135.13 434.69 569.82 46 124,991.70 136.35 433.47 569.82 47 124,854.13 137.57 432.25 569.82 48 124,715.34 138.79 431.03 569.82 49 124,575.33 140.01 429.81 569.82 50 124,434.10 141.23 428.58 569.82 51 124,291.64 142.45 427.36 569.82 52 124,147.96 143.68 426.14 569.82 53 124,003.07 144.90 424.92 569.82 54 123,856.95 146.12 423.70 569.82 55 123,709.61 147.34 422.48 569.82 56 123,561.05 148.56 421.26 569.82 57 123,411.27 149.78 420.04 569.82 58 123,260.27 151.00 418.82 569.82 59 123,108.05 152.22 417.60 569.82 60 122,954.60 153.44 416.37 569.82 61 122,799.94 154.66 415.15 569.82 62 122,644.05 155.89 413.93 569.82 63 122,486.94 157.11 412.71 569.82 64 122,328.62 158.33 411.49 569.82 65 122,169.07 159.55 410.27 569.82 66 122,008.30 160.77 409.05 569.82 67 121,846.31 161.99 407.83 569.82 68 121,683.09 163.21 406.61 569.82 69 121,518.66 164.43 405.39 569.82

04/12/202317:21:56 Página nº 3





70 121,353.01 165.65 404.16 569.82 71 121,186.13 166.88 402.94 569.82 72 121,018.03 168.10 401.72 569.82 73 120,848.72 169.32 400.50 569.82 74 120,678.18 170.54 399.28 569.82 75 120,506.42 171.76 398.06 569.82 76 120,333.44 172.98 396.84 569.82 77 120,159.24 174.20 395.62 569.82 78 119,983.81 175.42 394.40 569.82 79 119,807.17 176.64 393.17 569.82 80 119,629.30 177.86 391.95 569.82 81 119,450.22 179.09 390.73 569.82 82 119,269.91 180.31 389.51 569.82 83 119,088.38 181.53 388.29 569.82 84 118,905.64 182.75 387.07 569.82 85 118,721.67 183.97 385.85 569.82 86 118,536.47 185.19 384.63 569.82 87 118,350.06 186.41 383.41 569.82 88 118,162.43 187.63 382.19 569.82 89 117,973.58 188.85 380.96 569.82 90 117,783.50 190.08 379.74 569.82 91 117,592.20 191.30 378.52 569.82 92 117,399.69 192.52 377.30 569.82 93 117,205.95 193.74 376.08 569.82 94 117,010.99 194.96 374.86 569.82 95 116,814.81 196.18 373.64 569.82 96 116,617.41 197.40 372.42 569.82 97 116,418.79 198.62 371.20 569.82 98 116,218.94 199.84 369.97 569.82 99 116,017.88 201.06 368.75 569.82

100 115,815.59 202.29 367.53 569.82 101 115,612.09 203.51 366.31 569.82 102 115,407.36 204.73 365.09 569.82 103 115,201.41 205.95 363.87 569.82 104 114,994.24 207.17 362.65 569.82

04/12/202317:21:56 Página nº 4





105 114,785.85 208.39 361.43 569.82 106 114,576.24 209.61 360.21 569.82 107 114,365.40 210.83 358.99 569.82 108 114,153.35 212.05 357.76 569.82 109 113,940.08 213.27 356.54 569.82 110 113,725.58 214.50 355.32 569.82 111 113,509.86 215.72 354.10 569.82 112 113,292.92 216.94 352.88 569.82 113 113,074.77 218.16 351.66 569.82 114 112,855.39 219.38 350.44 569.82 115 112,634.78 220.60 349.22 569.82 116 112,412.96 221.82 348.00 569.82 117 112,189.92 223.04 346.78 569.82 118 111,965.65 224.26 345.55 569.82 119 111,740.17 225.49 344.33 569.82 120 111,513.46 226.71 343.11 569.82 121 111,285.54 227.93 341.89 569.82 122 111,056.39 229.15 340.67 569.82 123 110,826.02 230.37 339.45 569.82 124 110,594.43 231.59 338.23 569.82 125 110,361.62 232.81 337.01 569.82 126 110,127.58 234.03 335.79 569.82 127 109,892.33 235.25 334.56 569.82 128 109,655.85 236.47 333.34 569.82 129 109,418.16 237.70 332.12 569.82 130 109,179.24 238.92 330.90 569.82 131 108,939.10 240.14 329.68 569.82 132 108,697.75 241.36 328.46 569.82 133 108,455.17 242.58 327.24 569.82 134 108,211.37 243.80 326.02 569.82 135 107,966.34 245.02 324.80 569.82 136 107,720.10 246.24 323.58 569.82 137 107,472.64 247.46 322.35 569.82 138 107,223.95 248.69 321.13 569.82 139 106,974.05 249.91 319.91 569.82

04/12/202317:21:56 Página nº 5





140 106,722.92 251.13 318.69 569.82 141 106,470.57 252.35 317.47 569.82 142 106,217.00 253.57 316.25 569.82 143 105,962.21 254.79 315.03 569.82 144 105,706.20 256.01 313.81 569.82 145 105,448.97 257.23 312.59 569.82 146 105,190.51 258.45 311.37 569.82 147 104,930.84 259.67 310.14 569.82 148 104,669.94 260.90 308.92 569.82 149 104,407.83 262.12 307.70 569.82 150 104,144.49 263.34 306.48 569.82 151 103,879.93 264.56 305.26 569.82 152 103,614.15 265.78 304.04 569.82 153 103,347.15 267.00 302.82 569.82 154 103,078.93 268.22 301.60 569.82 155 102,809.49 269.44 300.38 569.82 156 102,538.82 270.66 299.15 569.82 157 102,266.94 271.88 297.93 569.82 158 101,993.83 273.11 296.71 569.82 159 101,719.51 274.33 295.49 569.82 160 101,443.96 275.55 294.27 569.82 161 101,167.19 276.77 293.05 569.82 162 100,889.20 277.99 291.83 569.82 163 100,609.99 279.21 290.61 569.82 164 100,329.56 280.43 289.39 569.82 165 100,047.90 281.65 288.17 569.82 166 99,765.03 282.87 286.94 569.82 167 99,480.93 284.10 285.72 569.82 168 99,195.62 285.32 284.50 569.82 169 98,909.08 286.54 283.28 569.82 170 98,621.32 287.76 282.06 569.82 171 98,332.34 288.98 280.84 569.82 172 98,042.14 290.20 279.62 569.82 173 97,750.72 291.42 278.40 569.82 174 97,458.08 292.64 277.18 569.82

04/12/202317:21:56 Página nº 6





175 97,164.21 293.86 275.95 569.82 176 96,869.13 295.08 274.73 569.82 177 96,572.82 296.31 273.51 569.82 178 96,275.30 297.53 272.29 569.82 179 95,976.55 298.75 271.07 569.82 180 95,676.58 299.97 269.85 569.82 181 95,375.39 301.19 268.63 569.82 182 95,072.98 302.41 267.41 569.82 183 94,769.35 303.63 266.19 569.82 184 94,464.50 304.85 264.97 569.82 185 94,158.42 306.07 263.74 569.82 186 93,851.13 307.29 262.52 569.82 187 93,542.61 308.52 261.30 569.82 188 93,232.87 309.74 260.08 569.82 189 92,921.92 310.96 258.86 569.82 190 92,609.74 312.18 257.64 569.82 191 92,296.34 313.40 256.42 569.82 192 91,981.72 314.62 255.20 569.82 193 91,665.87 315.84 253.98 569.82 194 91,348.81 317.06 252.76 569.82 195 91,030.53 318.28 251.53 569.82 196 90,711.02 319.51 250.31 569.82 197 90,390.29 320.73 249.09 569.82 198 90,068.35 321.95 247.87 569.82 199 89,745.18 323.17 246.65 569.82 200 89,420.79 324.39 245.43 569.82 201 89,095.18 325.61 244.21 569.82 202 88,768.35 326.83 242.99 569.82 203 88,440.29 328.05 241.77 569.82 204 88,111.02 329.27 240.54 569.82 205 87,780.53 330.49 239.32 569.82 206 87,448.81 331.72 238.10 569.82 207 87,115.87 332.94 236.88 569.82 208 86,781.72 334.16 235.66 569.82 209 86,446.34 335.38 234.44 569.82

04/12/202317:21:56 Página nº 7





210 86,109.74 336.60 233.22 569.82 211 85,771.92 337.82 232.00 569.82 212 85,432.87 339.04 230.78 569.82 213 85,092.61 340.26 229.56 569.82 214 84,751.13 341.48 228.33 569.82 215 84,408.42 342.71 227.11 569.82 216 84,064.50 343.93 225.89 569.82 217 83,719.35 345.15 224.67 569.82 218 83,372.98 346.37 223.45 569.82 219 83,025.39 347.59 222.23 569.82 220 82,676.58 348.81 221.01 569.82 221 82,326.55 350.03 219.79 569.82 222 81,975.30 351.25 218.57 569.82 223 81,622.82 352.47 217.35 569.82 224 81,269.13 353.69 216.12 569.82 225 80,914.21 354.92 214.90 569.82 226 80,558.08 356.14 213.68 569.82 227 80,200.72 357.36 212.46 569.82 228 79,842.14 358.58 211.24 569.82 229 79,482.34 359.80 210.02 569.82 230 79,121.32 361.02 208.80 569.82 231 78,759.08 362.24 207.58 569.82 232 78,395.62 363.46 206.36 569.82 233 78,030.93 364.68 205.13 569.82 234 77,665.03 365.90 203.91 569.82 235 77,297.90 367.13 202.69 569.82 236 76,929.56 368.35 201.47 569.82 237 76,559.99 369.57 200.25 569.82 238 76,189.20 370.79 199.03 569.82 239 75,817.19 372.01 197.81 569.82 240 75,443.96 373.23 196.59 569.82 241 75,069.51 374.45 195.37 569.82 242 74,693.83 375.67 194.15 569.82 243 74,316.94 376.89 192.92 569.82 244 73,938.82 378.12 191.70 569.82

04/12/202317:21:56 Página nº 8





245 73,559.49 379.34 190.48 569.82 246 73,178.93 380.56 189.26 569.82 247 72,797.15 381.78 188.04 569.82 248 72,414.15 383.00 186.82 569.82 249 72,029.93 384.22 185.60 569.82 250 71,644.49 385.44 184.38 569.82 251 71,257.83 386.66 183.16 569.82 252 70,869.94 387.88 181.93 569.82 253 70,480.84 389.10 180.71 569.82 254 70,090.51 390.33 179.49 569.82 255 69,698.97 391.55 178.27 569.82 256 69,306.20 392.77 177.05 569.82 257 68,912.21 393.99 175.83 569.82 258 68,517.00 395.21 174.61 569.82 259 68,120.57 396.43 173.39 569.82 260 67,722.92 397.65 172.17 569.82 261 67,324.05 398.87 170.95 569.82 262 66,923.95 400.09 169.72 569.82 263 66,522.64 401.31 168.50 569.82 264 66,120.10 402.54 167.28 569.82 265 65,716.34 403.76 166.06 569.82 266 65,311.37 404.98 164.84 569.82 267 64,905.17 406.20 163.62 569.82 268 64,497.75 407.42 162.40 569.82 269 64,089.10 408.64 161.18 569.82 270 63,679.24 409.86 159.96 569.82 271 63,268.16 411.08 158.74 569.82 272 62,855.85 412.30 157.51 569.82 273 62,442.33 413.53 156.29 569.82 274 62,027.58 414.75 155.07 569.82 275 61,611.62 415.97 153.85 569.82 276 61,194.43 417.19 152.63 569.82 277 60,776.02 418.41 151.41 569.82 278 60,356.39 419.63 150.19 569.82 279 59,935.54 420.85 148.97 569.82

04/12/202317:21:56 Página nº 9





280 59,513.46 422.07 147.75 569.82 281 59,090.17 423.29 146.52 569.82 282 58,665.65 424.51 145.30 569.82 283 58,239.92 425.74 144.08 569.82 284 57,812.96 426.96 142.86 569.82 285 57,384.78 428.18 141.64 569.82 286 56,955.39 429.40 140.42 569.82 287 56,524.77 430.62 139.20 569.82 288 56,092.92 431.84 137.98 569.82 289 55,659.86 433.06 136.76 569.82 290 55,225.58 434.28 135.54 569.82 291 54,790.08 435.50 134.31 569.82 292 54,353.35 436.73 133.09 569.82 293 53,915.40 437.95 131.87 569.82 294 53,476.24 439.17 130.65 569.82 295 53,035.85 440.39 129.43 569.82 296 52,594.24 441.61 128.21 569.82 297 52,151.41 442.83 126.99 569.82 298 51,707.36 444.05 125.77 569.82 299 51,262.09 445.27 124.55 569.82 300 50,815.59 446.49 123.32 569.82 301 50,367.88 447.71 122.10 569.82 302 49,918.94 448.94 120.88 569.82 303 49,468.79 450.16 119.66 569.82 304 49,017.41 451.38 118.44 569.82 305 48,564.81 452.60 117.22 569.82 306 48,110.99 453.82 116.00 569.82 307 47,655.95 455.04 114.78 569.82 308 47,199.69 456.26 113.56 569.82 309 46,742.20 457.48 112.34 569.82 310 46,283.50 458.70 111.11 569.82 311 45,823.58 459.92 109.89 569.82 312 45,362.43 461.15 108.67 569.82 313 44,900.06 462.37 107.45 569.82 314 44,436.47 463.59 106.23 569.82

04/12/202317:21:56 Página nº 10





315 43,971.67 464.81 105.01 569.82 316 43,505.64 466.03 103.79 569.82 317 43,038.38 467.25 102.57 569.82 318 42,569.91 468.47 101.35 569.82 319 42,100.22 469.69 100.13 569.82 320 41,629.30 470.91 98.90 569.82 321 41,157.17 472.14 97.68 569.82 322 40,683.81 473.36 96.46 569.82 323 40,209.24 474.58 95.24 569.82 324 39,733.44 475.80 94.02 569.82 325 39,256.42 477.02 92.80 569.82 326 38,778.18 478.24 91.58 569.82 327 38,298.72 479.46 90.36 569.82 328 37,818.03 480.68 89.14 569.82 329 37,336.13 481.90 87.91 569.82 330 36,853.01 483.12 86.69 569.82 331 36,368.66 484.35 85.47 569.82 332 35,883.09 485.57 84.25 569.82 333 35,396.31 486.79 83.03 569.82 334 34,908.30 488.01 81.81 569.82 335 34,419.07 489.23 80.59 569.82 336 33,928.62 490.45 79.37 569.82 337 33,436.94 491.67 78.15 569.82 338 32,944.05 492.89 76.93 569.82 339 32,449.94 494.11 75.70 569.82 340 31,954.60 495.34 74.48 569.82 341 31,458.05 496.56 73.26 569.82 342 30,960.27 497.78 72.04 569.82 343 30,461.27 499.00 70.82 569.82 344 29,961.05 500.22 69.60 569.82 345 29,459.61 501.44 68.38 569.82 346 28,956.95 502.66 67.16 569.82 347 28,453.07 503.88 65.94 569.82 348 27,947.96 505.10 64.72 569.82 349 27,441.64 506.32 63.49 569.82

04/12/202317:21:56 Página nº 11





350 26,934.10 507.55 62.27 569.82 351 26,425.33 508.77 61.05 569.82 352 25,915.34 509.99 59.83 569.82 353 25,404.13 511.21 58.61 569.82 354 24,891.70 512.43 57.39 569.82 355 24,378.05 513.65 56.17 569.82 356 23,863.18 514.87 54.95 569.82 357 23,347.09 516.09 53.73 569.82 358 22,829.77 517.31 52.50 569.82 359 22,311.24 518.53 51.28 569.82 360 21,791.48 519.76 50.06 569.82 361 21,270.51 520.98 48.84 569.82 362 20,748.31 522.20 47.62 569.82 363 20,224.89 523.42 46.40 569.82 364 19,700.25 524.64 45.18 569.82 365 19,174.39 525.86 43.96 569.82 366 18,647.31 527.08 42.74 569.82 367 18,119.00 528.30 41.52 569.82 368 17,589.48 529.52 40.29 569.82 369 17,058.74 530.75 39.07 569.82 370 16,526.77 531.97 37.85 569.82 371 15,993.58 533.19 36.63 569.82 372 15,459.17 534.41 35.41 569.82 373 14,923.54 535.63 34.19 569.82 374 14,386.69 536.85 32.97 569.82 375 13,848.62 538.07 31.75 569.82 376 13,309.33 539.29 30.53 569.82 377 12,768.82 540.51 29.30 569.82 378 12,227.08 541.73 28.08 569.82 379 11,684.13 542.96 26.86 569.82 380 11,139.95 544.18 25.64 569.82 381 10,594.55 545.40 24.42 569.82 382 10,047.93 546.62 23.20 569.82 383 9,500.09 547.84 21.98 569.82 384 8,951.03 549.06 20.76 569.82

04/12/202317:21:56 Página nº 12





385 8,400.75 550.28 19.54 569.82 386 7,849.25 551.50 18.32 569.82 387 7,296.52 552.72 17.09 569.82 388 6,742.58 553.94 15.87 569.82 389 6,187.41 555.17 14.65 569.82 390 5,631.03 556.39 13.43 569.82 391 5,073.42 557.61 12.21 569.82 392 4,514.59 558.83 10.99 569.82 393 3,954.54 560.05 9.77 569.82 394 3,393.27 561.27 8.55 569.82 395 2,830.78 562.49 7.33 569.82 396 2,267.06 563.71 6.11 569.82 397 1,702.13 564.93 4.88 569.82 398 1,135.97 566.16 3.66 569.82 399 568.60 567.38 2.44 569.82 400 0.00 568.60 1.22 569.82

Metodo de Gauss MPSP

Documents

Transcript of Metodo de Gauss MPSP