acordao-2015_1284989

7/21/2019 acordao-2015_1284989

http://slidepdf.com/reader/full/acordao-20151284989 1/44

ESTADO DO RIO GRANDE DO SUL

PODER JUDICIÁRIOTRIBUNAL DE JUSTIÇA

@ (PROCESSO ELETRÔNICO)JLLCNº 70065378176 (Nº CNJ 0!!31"5#"8$!015$8$!1$7000)

!015%C&'EL

AGRAVO DE INSTRUMENTO. RESPONSABILIDADESECURITÁRIA. MANIFESTAÇÃO DA CAIXAECONÔMICA FEDERAL. INTERESSE NOPRESENTE LITÍGIO. MANIFESTO INTERESSE DAUNIÃO. COMPETÊNCIA. JUSTIÇA FEDERAL.1$ D*+,#- ./ -+* 2/4,,- ,* C'S+*,- ,- ,42- * S9%S9 :;:+- ,*- <2*-*-+:/+2*- ;2:=,*- ,+> * ,+* , L2 $º11$"77%0"? ,* 2+:-- , C,2, E*=2,:,4 , *2* ,=22-+:,*:, * :;:2*;/*? *- +:=*- , P 513%!010? *:+2, , L2$º 1!$0"%!011$!$ O C*4F2,* , /,:+, T/:=, * TR , HRF2*? = 2-* /2=? *-*42*/ *+2=+* * -+2* :*: , *=+2,, J/-+2, :,4 ,:, , ,K42- * /4F,=+* ,-,M- *4* , ,42 66$3$ A=,2-? /=: -+,,: ./ , ./-+*-*: , *=+2, ,:, ,K42- /4F,=+* *:-+ ;2+* -+K ;22+2,=+ -/:,,?2+=+ , 4F2-4,* 2;:,*-+2+/2*,4

,42K4 Q =,+>:2,? ,+ , =,2;-+,* , C,2,E*=2, :,4 * -+2* ./ *--/2 2+:-- /:<2* * :-+ ;2+*? *- +:=*- , 2-*:*;:2, 4, /4+, J/4F,*:, -2F/4,:$$ R--,4+#- ./ */ * ,=2,=+* **;<2* $ 11%!013 , S:+,:2, * T-*/:* N,2*,4*+22,* ./ +**- *- 2:2+*- *:2F,M- *:2/*-,- ,42- * S9%S9 -+* 2/4,*- ,* C'S$5$ IF/,4=+? * P,:: PGN%CA $13!8%!013 , P:*/:,*:2,#G:,4 , ,, N,2*,4*4/2/ 4, ,+/:, ;/* 42* * C'S? *./ ,+:,2 , *=+2, , U2*$

6$ N* =-=* -+2* > * ,:: $º 675%!013 ,S:+,:2, * T-*/:* N,2*,4? * ./,4 > :--* ,**4/2: ./ , *,* /22,4 2=,+,:K2:+,=+ * C'S ,=22-+:,* 4* CE F,:,+2* 4, U2*? * - ,;2:=, * 4F<+2=*2+:-- 2F:--* ,- 42- * SF/:*9,2+,2*,4$7$ N*+#- ./ * /4F,=+* * ED4 *- ED4* RE-$ $º 1$0"1$363%SC * :-+*/ ;22, ,*=+2, 4/-2, , J/-+2, E-+,/,4 ,:, ,,K42- /4F,=+* +*,- ,- =,,-*4* , :-*-,242, -/:2+K:2, *: <2*-

*-+:/+2*-$

1

7/21/2019 acordao-2015_1284989





!015%C&'EL

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

/:2-:/2, * STJ? ED4 * RE- 10"1363%SC?R4$ 2$ ,:2, I-,4 G,44*++2? SF/, S*? /4F,* = 0"%11%!011? DJ !8%11%!011 :*/ ,*=+2, , J/-+2, :,4 ,:, ,K42- /4F,=+* *- :*--*- *4* , ,42 66$1!$ D-- =**? =: -: :*2, ,/42, ,-*4/+, ,- 2-M- :*;:2,- 4, J/-+2,E-+,/,4? +* = 2-+, ./ Q- ,42- *+* *:-+ 42+<F2* -+* 2/4,,- ,* R,=* $ 66 *-2-+=, ;2,2:* , ,2+,*? * ./,4 > F,:,+2*4* C'S? -* ./ - +:,+, *=+2, ./,+*Q --*, 2+:2+? , ./,4 > ,;+, , /:2-2*

2:-,? * ,-* J/-+2, :,4 *=/=$13$ A=,2-? , ,4F/=,- *:,M- ,:, ,/2+*:2, :,42,, 4* T:2/,4 C*+, , U2**- *+:,+* * S9? ./ F:*/ * ,:* 1"!%!00?*/=+* = ./ -* ,*+,,- 2:-,-2::F/4,:2,-? = *=* -* :**-+,- 2=:,-=2,- , -:= ,*+,,-? * ./ 24/2 , ,:+22,*, C,2, E*=2, :,4 = +**- *- :*--*--+, ,+/:,? 2+=+ , ,+, = ./**::/ , *+:,+,*$1$ R--,4+#- ./ * ,-* *- ,/+*- K 2-** T:2/,4 C*+,- , U2* +:=2,*

:--,=+ ./ , C,2, E*=2, :,4 ,--, ,+/,: -+ +2* =,,? +* = 2-+, ./ ,-

!

7/21/2019 acordao-2015_1284989





!015%C&'EL

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

42*? * TCU :*- * ,=2,=+* +:=2,* ,:, ./ , C,2, ,+/ ;*:=, :#,+2, ,- ,M- /22,2- * -F/:* ,2+,2*,4 *S9$18$ R--,4+*? /=, =,2-? ./ ,--2 , ,*+,: *+2=+* * S/:2*: T:2/,4 J/-+2, * ./2 :-2+* Q 2-+2* +: -F/:* ,:, /=:2=+*,- :-+,M- * =+/* 2*+K:2* ,./4-+2,* , *:2: *- ;2+*- *-+:/+2*-? , ./,4 *> :4,+ ,:, ;2,* , *=+2,$1"$ E+:+,+*? , ./-+* :*--/,4 *-+, =,= :-, -*: * 2* , C,2, E*=2,

:,4 ,:, 2+F:,: , 42? , ./,42, ,--2-++-2=4-? /* 2+:-- /:<2* > =,2;-+*? ,*:**= ,- :,M- /:<2,- , -F/2: *-+,-? :2=2:*?*:./ ,./4, > ./ ;,2, , ;2-,42,* , *:,? =*::2, -: , ;2,2,*:, -+,? ,+-+,, ,22-+2, <2* :2-++ ,:, *+:,+,* *-F/:*$ E= -F/* 4/F,:? *:./ , =:-, 42,:2+,,? , *2* F-+*:, * ;/* *=-,M-? -+K *:2F,, , :--,:2: +/,2-22,M- -,+2-;2+,- = ;/* <2*-*-+:/+2*-? *::* ,< * 2+:-- /:<2* *:-/4+,* , ,/-,? * ./ ,/+*:2, , -/, ,:+22,*?

,2, ./ , *2* ,--2-++ -2=4-$

3

7/21/2019 acordao-2015_1284989





!015%C&'EL

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

!!$ A ,: 2--*? *- +:=*- , 2, P:*2-:2, $513 !6 *=:* !010? *:+2, , L2 $1!$0" !5 =,2* !011? *- *+:,+*- ;2,2,=+* 4:,*- 4* S9 *= 4K/-/4,-/:2+K:2, ,--,:* , +: *:+/:, 4* C'S?24/-2 * ./ 2 :-2+* Q- --,- *::+ ,*- ;<-2*- ,* 2=4 Q :-*-,242, 224* *-+:/+*:? */ -,? ,+,=+ , 2+- +:,+,,-+ ;2+*$!3$ A L2 $ 1!$0"%!011 *;:2/ , C,2,E*=2, :,4 , ./,42, ,=22-+:,*:, */* C*=-,* ',:2,M- S,4,:2,2-? :2,*

= 1"67 4, R-*4/* $º !5 * +2+* BN9$ JK *,:+$ !º , 42 :2+,, :=2+2/ , :F*2,* ,-<2,- 2,- ,+> , ,+, , 2* , 2,P:*2-:2, $º 513%!010$ P*:+,+*? > *--<4 ,,42,* , 4F2-4,* = *=+* *- *+:,+*;2:=,* ,+- , 2* , :;:2, *:=,? =-=**:./ +/,4 22,* 2, *: <2*- *-+:/*? *=* * ,-* *- ,/+*-? :K -: -/*:+,, 4* ;/* ;2,2:* :2+,*? * ./,4 >,=22-+:,* 4, C,2, E*=2, :,4$!$ D-+, ;*:=,? 2+ * +2* F,:,+2,,, ,:, * *-/=2*: */ -+ = :4,* ,*

,F+ ;2,2:* (<2*- *-+:/* */ =+/*2*+K:2*)? ,--2=? = +-? , C,2, E*=2,

7/21/2019 acordao-2015_1284989





!015%C&'EL

:,4 :-* 4,- *:2F,M- 22,: ,<*::+-? , *2* F-+*:, * /* C*=-,* ',:2,M- S,4,:2,2- (C'S)?,+2+- Q ,42 S9%S9C$ A--2=? =,2;-+* *2+:-- * :-/4+,* , 42? *2- *:K -/*:+,: ,:-+2+/2* *- ,4*:- +/,4 22,* , ./, , -: *,, , -F/:,*:,? , *2* F-+*:, * ;/* :2+,*$!5$ A--2=? ,* * 2+:-- , U2* =:-, 42,? ./,4 -,? , C,2, E*=2,:,4? , :=--, *- ,/+*- Q J/-+2, C*=/=:,4 > Q =2, ./ - 2=M$Nega! "eg#$%e&'! a! ag(a)! e $&"'(#%e&'!.

AGRA'O DE INSTRUENTO UINTA CARA C&'EL

Nº 70065378176 (Nº CNJ 0!!31"5#"8$!015$8$!1$7000)

COARCA DE PELOTAS

LILIA BARBOA E OUTROS AGRA'ANTE

SUL AERICA CIA NACIONAL DESEGUROS

AGRA'ADO

CAIVA ECONOICA EDERAL # CE INTERESSADO

DE CIS ÃO MONOCRÁT ICA

V IS T OS E T C.

I * RELAT+RIO

LILIA BARBO,A E OUTROS 2+:/-:,= ,F:,*

2-+:/=+* *+:, , 2-* ./? *- ,/+*- , ,* :-*-,242,

*:2F,2*,4 -/:2+K:2, =*2, = -;,*: SUL AM-RICA

COMPANIA NACIONAL DE SEGUROS GERAIS S/A0 42*/ ,

*=+2, ,:, , J/-+2, :,4$

5

7/21/2019 acordao-2015_1284989





!015%C&'EL

E= -/,- :,M- :/:-,2- , ,:+ ,/+*:, ,--:*/ ,

*=+2, , J/-+2, E-+,/,4 ,:, , ,K42- /4F,=+* * :-+

;2+*$ A;2:=*/ , * 2/4,* ,* C'S$

P*-+/4*/ , :;*:=, , 2-* ,F:,,,$

W * :4,+:2*$

I I * F UNDAME NT AÇÃOT:,+,#- ,F:,* 2-+:/=+* *+2,* , :;*:=, ,

2-* :2=2:* ./ 42*/ , *=+2, ,:, , J/-+2, :,4$

P:,=/4,:=+? /=: -+,,: ./ , L2 $º 13$000%1

2+:*/2/ * ,:+$ 1º#A Q L2 $º 1!$0"%11? +:=2,* * -/ X 6º ,

--2, 2+2=,* , C,2, E*=2, :,4 = +**- *-

:*--*- * SF/:* 9,2+,2*,4 * S2-+=, 2,2:* 9,2+,* #

S9%S9 ./ -+, +:,=2+,* , J/-+2, E-+,/,4? in verbis:

X 6* A CE :K -: 2+2=,, *- :*--*- ./ +:,=2+,= , J/-+2,C*=/= E-+,/,4 ./ +,= *: *+* , +2+, ,42 42, * SF/:*9,2+,2*,4 * S2-+=, 2,2:* 9,2+,* # S9%S9? ,:, ./=,2;-+ * -/ 2+:-- = 2+:2: * ;2+*$

N*+#- ./ , 2-+2+/2* ;2,2:, -/:,2+,, > , 2,

+>= *- */=+*- --K:2*- ,:, , 2+2;2,* , ,42 *=*

42, */ :2,,$

A2,? * ./ 2 :-2+* Q- ,42- 42,- :2,,- *-:-+2*- :,=*- 66 68 -: 4,, = *+, ./? ,+> , +:,,

= 2F*: , L2 $º "$51%"7? , 2, ,42 2-++ :, , 42, * :,=*

66$

A=,2-? *= * ,+* , L2 $º "$51%"7 ;*2 2+:*/2, *

=:,* , ,42 * :,=* 68? * +,+*? -= , *:+/:, ,*-

;<-2*- , 2=2- (DI)? *=* - * *-:,: * 2-*-+* * ,:+$ 5º? 22-*

I'? in verbis:

6

7/21/2019 acordao-2015_1284989





!015%C&'EL

A:+$ 5º A- *:,M- ;2,2,=+* 2=*242K:2* = F:,4? * =2+* *SI? -:* 42:=+ ,+/,,- 4,- ,:+-? *-:,,- ,- -F/2+-*2M- --2,2-($$$)I' # *+:,+,*? 4*- +*=,*:- ;2,2,=+*? -F/:*- *+:, *-:2-*- =*:+ 2,42 :=,+$

P*:+,+*? , /42,* , 42 :2+,, ,+> , P 7"%0"?

-+,,= 2F+- ,- ,42- *- :,=*- 66 68? *+/*? *=*

,+:2*:=+ =2*,*? -+, 4+2=, -= , *:+/:, ,*- ;<-2*- ,

2=2- (DI) 4*- ./,2- * K F,:,+2, -/:2+K:2, ,:, :,:,: +/,4

:/<* , -- +<+/4*$

A4>= 2--*? 2F/,4=+ , ,:+2: , +:,, = 2F*: , P $º

78%0" +2F/2#- , ,42 * :,=* 66? ,--,* , -: *=:2,42,,

,,- ,./4, * :,=* :2, 68$

D-- =**? - ./ ;*2 /42,, , L2 $º 11$"77%0"?

=*:, +, -2* ,;,-+,, , *:+/:, -/:2+K:2, ,:, * :*F:,=, 2,

C,-,? 2, '2,? +*:*/ *:2F,+:2, , *:+/:, ,*- ;<-2*- , 2=2-

(DI) ,:, , ,42 68$

P,:, =4*: 2-/,42,: *=:: , *4/* ,- ,42-

* :,=* :2,* 42* -F/ +,4, ,,2*

L2 $º "$51%"7 L2 $º 11$"77%0"

T*,- ,- ,42-

* S9%S9

2/4,,- ,*

:,=* 42* 66$

A42- *-

:,=*- 66 68?

* +,+*? -+,

-= *:+/:,

DI (D,*-

<-2*- I=2-)$

A,- ,42

68? *=

*:+/:, DI

(D,*- <-2*-

I=2-)$

A--2=? = ./ - * S/:2*: T:2/,4 J/-+2, +,

22* 4, 2/4,* * S9%S9 ,* C'S ,,- , ,:+2: 1"88 (L2$Y 7$68!%88)? /=: -+,,: ./ * BN9 :, /=, ,/+,:./2, ;:,4

7

7/21/2019 acordao-2015_1284989





!015%C&'EL

2/4,, ,* 22-+>:2* , ,,? */ -,? * ;/* *42* :, 42*

,*:* *= , 4F2-4,* ,,42-,,$

D--, ;*:=,? +*,- ,- ,42- * S9%S9 :;:+ , <2*-

*-+:/+2*- ;2:=,*- ,+> * ,+* , L2 $º 11$"77%0" -+* 2/4,,- ,*

C'S? *= 2+:-- , C,2, E*=2, :,4 , *2*

,=22-+:,*:, * :;:2* ;/*? *- +:=*- , P 513%!010? *:+2, ,

L2 $º 1!$0"%!011$

N*+#- ./ * C*4F2,* , /,:+, T/:=, * TR , H

RF2* *-*42*/ +2=+* * -+2* -: *=++ ,:, , ,K42-

* /4F,=+* ,- ,42- 2/4,,- ,* :,=* 66? *=* - * *-:,:

* *-22*,=+* /:<2* ,*+,* * *+* , 4,,:, , =2+

D-=,:F,*:, :,4 '22, J*-+ P,+,4* C,=2,? * ./,4 *4/2

./? =*-+:,* ./ , ,/-, :-, -*: , ,42 42, :2+,, K

2+:-- , C,2, E*=2, :,4 * ;2+*? , -F/2: +:,-:2+*

ADINISTRATI'O$ AGRA'O DE INSTRUENTO$ SISTEA INANCEIRODA 9ABITAÇZO$ SEGURO$ '&CIOS DE CONSTRUÇZO$ LEGITIIDADEDA CE$ COPET[NCIA DA JUSTIÇ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

(AC 50088#!1$!01$0$700%PR$ UARTA TURA 'I'IAN JOSETEPANTALEZO CAIN9A D$E$ 10%07%!015)$

8

7/21/2019 acordao-2015_1284989





!015%C&'EL

A=,2-? /=: -+,,: ./ , ./-+* -*: , *=+2,

,:, ,K42- /4F,=+* * :-+ ;2+* -+K ;22+2,=+ -/:,,?

2+=+ , 4F2-4,* 2;:,*-+2+/2*,4 ,42K4 Q =,+>:2,?

,+ , =,2;-+,* , C,2, E*=2, :,4 * -+2* ./ *--/2

2+:-- /:<2* * :-+ ;2+*? *-+/4,* -/, 24/-* *=*

42+2-*-:2* ,--2* --K:2*? = *=* :--,4+,* , *=+2,

-+,42, * ,:+$ 10"? 22-* I? , C? *= * ,=2,=+* *- ,/+*- Q

J/-+2, :,4$

:2-#- ./ */ * ,=2,=+* * O;<2* $ 11%!013 %

GEUP%COIS%SUPO%STN%#D? * ./,4 * S/-:+K:2* P*4<+2,

2-,4 , S:+,:2, * T-*/:* N,2*,4? S:$ P,/4* J*-> *- R2- S*/,?

:;:2/ ./ +**- *- 2:2+*- *:2F,M- *:2/*- ,- ,42- * S9%S9

-+* 2/4,*- ,* C'S? in verbis:

P:2=2:,=+ , -4,:: ./ , L2 $º 1!$0"? !5 =,2* !011? ,/+*:2*/ * C'S , ,--/=2: 2:2+*- *:2F,M- * S9%S9 ,*;:: *:+/:, 2:+, , *+:,+*- ;2,2,=+* ,2+,2*,4,:,*- , A42 * S9%S9 ] AS9%S9$ A -2F,* * C'SG,:,+2, > ,,- * +:=* F:2,4 *: =2* * ./,4 * C*-4* C/:,*: * C'S , A=22-+:,*:, * /* ,--,:,= , - :;:2: , /=, ,-*:2F,M- ,+:2/<,- ,* C'S? * ,-*? Q./4,- :4,2*,,- , *+:,+*- ;2,2,=+* ,2+,2*,4 ,:,*- , +2+, AS9%S9$ D--, ;*:=,?= +:=*- =*2=+,* ;2,2:,? * K ./ - ;,4,: = déficit */superávit * C'S G,:,+2, -2= * C'S$

IF/,4=+? * P,:: PGN%CA 13!8%!013 , P:*/:,*:2,#G:,4 , ,, N,2*,4 *4/2/ 4, ,+/:, ;/* 42* *

C'S? * ./ ,+:,2 , *=+2, , U2*

ESA$ E+2* , A42 * SF/:* 9,2+,2*,4 * S2-+=, 2,2:*, 9,2+,* ] S9%S9$ S#1e""2! 3e4! FCVS$ T:,-;:2, *=+2, :-*-,242,$ Na'#(e5a e 6#&! 3784$1! 9#e a'(a$'a%8:% a (e"3!&"a8$4$ae a U&$2!$ AK42- /:<2, :-+:2+, Q-./-+M- ,;+,- Q CA$

N* =-=* -+2* > * P,:: $º 675%!013%

GEUP%COIS%SUPO%STN%#D? !1 /* !013? * ./,4 > :--*

"

7/21/2019 acordao-2015_1284989





!015%C&'EL

,* *4/2: ./ ,- *,M- /22,2- +:* 2=,+* 2:+* = ;/*

42*? F:2* 4, CE F,:,+2* 4, U2*? * ./ =*-+:, ;*:=,

2-*;2-=K4 ./ , *=+2, ,:, ,:2,: , ,/-, > , J/-+2, :,4?

-* , -: ,/-,, 4-* 2:2+* , -+, *= , -*4, , ,:+

,/+*:, *: J/-+2, ./ * * 2-*2242,: ,*- ./ 2+:--,= ,

-*4/* , 42? , ;2= - 4*/4+,: * ;/* 42* = ./-+*? *=* -

, -F/2:30$ P*: ;2=? , ;,+2,: ./? ,:, , ,=22-+:,* * C'S? >2F^K4 , :-*-,242, * /* *= *- =/+/K:2*- * S9 /*-*+:,+*- +:,2,= , :2-* *:+/:, -/:2+K:2, * SF/:* ,2+,2*,4(:,=* 66)$ N_,* 2-+ , 2+* F,: ,=22-+:,+2,=+ */ /22,4=+ ,- F,:,+2,- :2-+,- , +2+, ,42$ O ./ - /-, *=*=+* > * :*2=+* -+, :-*-,242, ,:, :=2+2: *2F:--* , CAIVA ,- 42-? ./,* -*422+,M- *:+/:, ./ ;*:= /22,42,,-? = -/-+2+/2* Q- -*2,- -F/:,*:,-? ./? +#-? * += 4F2+2=2, ,:, ::-+,: * C'S$($$$)3!$ , ,* :4,+,*? +#- 2./-+2*K4 ./ , *=+2,

,:, ;: *- 2+:--- * C'S * +2+* S9%S9 , Q CAIVA?,:, +**- *- *+:,+*- 2/4,*- Q ,42 * :,=* 66?2+=+ , ,+, ,--2,+/:, * ;2,2,=+* ,2+,2*,4$N* K ./ - *F2+,: = -/:K2+ */ >;22+ * ESA? ,, , --2,:2=K:2, ;: *- 2+:--- 4F<+2=*- * C'S$ A! a%$&$"'(a!( 1!%3e'e 5e4a( 3e4! 3a'($%;&$! ! F#&! 9#e a%$&$"'(a0 $&14#"$)e &ae"6e(a <#$1$a40 e %!! 9#e &2! : (a5!=)e4 9#e ! FCVS &2! 3!""a "e( (e3(e"e&'a! 3!( "#a a%$&$"'(a!(a e% a>?e" <#$1$a$" e&)!4)e&!'e%a e "#a (e"3!&"a8$4$ae e 9#e0 3!"'e($!(%e&'e0 )e&@a a 'e( 9#ea(1a( 1!% ! ;&#" e e)e&'#a4 1!&e&a>2!$. Re"'a 14a(! 9#e 9#a49#e( 1!&e&a>2! <#$1$a4 $%3a1'a(=$(e'a%e&'e ! FCVS a%$&$"'(a! 3e4! CAIXA e ga(a&'$! 3e4! U&$2!0e !&e "e a6$(%a ! 4eg'$%! $&'e(e""e e $&g(e""! &a" 4$e" ! Seg#(!

a8$'a1$!&a4. S#ge(e*"e ! e&1a%$&@a%e&'! ! 3(e"e&'e 3a(e1e( PGFN 3a(a a)a4$a>2! a 3e('$&&1$a !" 3!"$1$!&a%e&'!" 4#5 a4eg$"4a>2!0 8e% 1!%! ! e&1a%$&@a%e&'! e 13$a" 3a(a1!&@e1$%e&'! a A)!1a1$a*Ge(a4 a U&$2! AGU e Ca$aE1!&;%$1a Fee(a40 A%$&$"'(a!(a ! FCVS.

N*+#- ./ * /4F,=+* * ED4 *- ED4 * RE-$ $º

1$0"1$363%SC * :-+*/ ;22, , *=+2, 4/-2, , J/-+2,

E-+,/,4 ,:, , ,K42- /4F,=+* +*,- ,- =,,- *4* ,

:-*-,242, -/:2+K:2, *: <2*- *-+:/+2*-$

10

7/21/2019 acordao-2015_1284989





!015%C&'EL

A* *+:K:2*? , 2-* :2+,, * STJ ;22/ ./ ,-

,42- ;2:=,,- +: !1%08%1"6 01%1!%1"88? = *=* ,./4,-

-+,42,- , ,:+2: !"%1!%!00"? * K 2+:-- , CE 2+F:,: ,

42? = ./ - :;:2* decisum +, 2* *+:* ,*- ,::-

*;<2*- , S:+,:2, * T-*/:* N,2*,4 , P:*/:,*:2,#G:,4 ,

,, N,2*,4? -2+/,* ./ *:K 2=42,: = :/<* 2::,:K4 *

E-+,*? ./ *: :+* 2:K /-,: * :--,:2=+* , ./= 2:2+*$

P*:+,+*? , *=+2, ,:, , ,:2,* , =,+>:2, ,:K ,

J/-+2, :,4? *=+2, -+, ,-*4/+, = :,* , --*,? ;22, *

,:+$ 10"? 22-* I? , C*-+2+/2* :,4? ./ : , *=+2, ,

/:2-2* ;:,4 24/-2 *- ,-*- = ./ , U2* */ , =:-, 42,

,+/,:= *=* ,--2-++-? ,--<4 -: ,,42-,, *;<2* 4* /4F,*:?

= *=* , ./,4./: +=* F:,/ /:2-2* in verbis:

A:+$ 10"$ A*- /<- ;:,2- *=+ :*--,: /4F,:I # ,- ,/-,- = ./ , U2*? +2, ,/+K:./2, */ =:-, 42,;:,4 ;*:= 2+:--,,- , *2* ,/+*:,-? :>-? ,--2-++- */**+-? +* ,- ;,42,? ,- ,2+- +:,,4* ,- -/2+,-Q J/-+2, E42+*:,4 Q J/-+2, * T:,,4*\

N-- -+2*? > , *4 2-* * S/:2*: T:2/,4

J/-+2, ;22* , J/-+2, :,4 ,:, ,K42- /4F,=+* , :-+

=,+>:2,

PROCESSUAL CI'IL$ CONLITO DE COPET[NCIA ENTRE JU&O

EDERAL E ESTADUAL$ ADINISTRATI'O$ SISTEA INANCEIRO DE9ABITAÇZO$ COBERTURA DO C'S$ LEGITIIDADE DA CAIVAECONÔICA EDERAL$ COPET[NCIA DA JUSTIÇA EDERAL$ TEAJÁ JULGADO PELO REGIE DO ART$ 53#C DO CPC E DA RESOLUÇZON$ 8%08 DO STJ? UE TRATA DOS RECURSOS REPRESENTATI'OSDE CONTRO'WRSIA$1$ P:42=2,:=+? , ./-+* ,:, , 4F2+2=2, , C,2, E*=2,:,4? = ,M- /* *+* -, , 2-/--* *+:,+* ;2,2,=+* 2=*242K:2* *= *:+/:, * C'S? ;*2 *+* ,:2,*4, P:2=2:, S* -+, C*:+ * RE- $ 1$133$76" # SP? :4,+*:2, *E=*$ 2$ L/2 /? -/=+2* ,* :F2= * ,:+$ 53#C * CPC ,R-*4/* $ 8%08 * STJ? ./ +:,+,= *- :/:-*- ::-+,+2*- ,*+:*>:-2,? -+, ;*:=, =+,* PROCESSUAL CI'IL$ RECURSO

ESPECIAL$ REPRESENTATI'O DE CONTRO'WRSIA$ ART$ 53#C? DOCPC$ ADINISTRATI'O$ CONTRATO DE `TUO$ LEGITIIDADE$

11

7/21/2019 acordao-2015_1284989





!015%C&'EL

CAIVA ECONÔICA EDERAL$ SUCESSORA DO EVTINTO BN9 ERESPONSÁ'EL PELA CLÁUSULA DE COPROETIENTO DO C'S$CONTRATO DE `TUO$ DOIS OU AIS Ia'EIS? NA ESALOCALIDADE? ADUIRIDOS PELO S9 CO CLÁUSULA DECOBERTURA PELO C'S$ IRRETROATI'IDADE DAS LEIS 8$00%"0 E8$100%"0$ AUS[NCIA DE PREUESTIONAENTO (S`ULAS !8! E356%ST$ DEICI[NCIA NA UNDAENTAÇZO$ S`ULA !8%ST$1$ A C,2, E*=2, :,4? ,- , +2* * BN9? *-++,4F2+2=2, ,:, */,: * 4* ,--2* ,- =,,- :;:+- ,*-*+:,+*- ;2,2,=+* 4* S9? *:./,+* -/--*:, *- 2:2+*- *:2F,M- * +2+* BN9 :-*-K4 4, 4K/-/4, *=:*=+2=+* * C'S # /* C*=-,* ',:2,M-S,4,:2,2-? -* :+* ./ , ,/-2, , U2* *=* 42+2-*-*:+ * 2*4,* ,:+2F* 7$º? 22-* III? * D:+*#42 $º !$!"1? !1 *=:* 1"86$P:+- * STJ CC 78$18!%SP? R4$ 22-+:* LUI UV? PRIEIRASEÇZO? DJ 15%1!%!008\ RE- 10500%BA? R4$22-+:, ELIANA CALON? SEGUNDA TURA? DJ !!%08%!008\ RE-"0!$117%AL? R4$ 22-+:* TEORI ALBINO A'ASCbI? PRIEIRA TURA?DJ 01%10%!007\ RE- 68$"70%GO? R4$ 22-+:, ELIANA CALON?SEGUNDA TURA? DJ !0%0!%!006$($$$) 18$ R/:-* E-2,4 -:*2*$ A:* -/=+2* ,* :F2= * ,:+$53#C * CPC , R-*4/* STJ 08%!008$(RE- 113376"%RN? R4$ 2$ L/2 /? P:2=2:, S*? DJ 18$1!$!00") !$I ,-/? * *+:,+* *+* , 42 : , *:+/:, -,4* :-2/,4 *;2,2,=+* 4* /* C*=-,* ',:2,* S,4,:2,4 # C'S (#STJ ;4-$ 67\ 16)? * ./ 2=42, , 4F2+2=2, , C,2, E*=2, :,4$3$ P*: *-./2,? -* , C,2, E*=2, :,4? *+*:2,=+?=:-, 42, ;:,4? * K *=* ,;,-+,: , *=+2, , /-+2,-2,42,,? , +*: * ,:+$ 10"? I? , C*-+2+/2* :,4 1"88$$ C*;42+* *=+2, *2* ,:, 4,:,: *=++ * J/<*:,4 , 1º ',:, S,+* F4*? S* J/22K:2, * R2* G:, * S/4(J/<* S/-2+,*)$ (CC 113$165%RS? R4$ 22-+:* AURO CAPBELLARUES? PRIEIRA SEÇZO? /4F,* = 11%05%!011? DJ 17%05%!011)

ADINISTRATI'O$ SISTEA INANCEIRO DE 9ABITAÇZO # S9$CONTRATO CO COBERTURA DO C'S$ LEGITIIDADE DA CAIVA

ECONÔICA EDERAL$ TEA JÁ JULGADO PELO REGIE DO ART$53#C DO CPC E DA RESOLUÇZO N$ 8%08 DO STJ? UE TRATA DOSRECURSOS REPRESENTATI'OS DE CONTRO'WRSIA$INCOPET[NCIA DA JUSTIÇA ESTADUAL$ NULIDADE DOS ATOSDECISaRIOS$ NECESSÁRIA REESSA c JUSTIÇA EDERAL$RECURSO ESPECIAL A UE SE DÁ PRO'IENTO (ART$ 557? X 1º#A?CPC)$ (RE- 1$!1$!03%RS? R4$ 22-+:* AURO CAPBELL ARUES?SEGUNDA TURA? /4F,* = 06%08%!00"? DJ 16%06%!011)$

N* ./ *: , 4F2+2=2, , C,2, E*=2, :,4

,:, 2+F:,: * :-+ ;2+*? = *=* , *=+2, , J/-+2, :,4

,:, ,K42- /4F,=+* *- ;2+*- *4* *:+/:, -/:2+K:2,

1!

7/21/2019 acordao-2015_1284989





!015%C&'EL

<2*- *-+:/* -* ,- :+- 2-M- * T:2/,4 RF2*,4 :,4

, H RF2*

PROCESSUAL CIVIL. EMBARGOS DE DECLARAÇÃO. MP H0 DEK//. LEI N .0 DE H/H/. DANOS FÍSICOS NO IM+VEL.COMPETÊNCIA DA JUSTIÇA FEDERAL. 1$ S* ,<2- =,:F*- 4,:,* ./,* */: * ,:* *-/:2,? *+:,2* */*=2--* (CPC? ,:+$ 535)? */ ,2,? *: *-+:/* /:2-:/2,4? ,:, ;2- :./-+2*,=+*? *=* 22,= ,- -=/4,- !8! 356 * $ ST "8* $ STJ$ !$ C!% a e$>2! a Me$a P(!)$"($a & H0 e K//

1!&)e('$a &a Le$ & .0 e H/H/Q0 a CEF 'e)e (e1!&@e1$! !"e# $&'e(e""e e% 3a('$1$3a( e e%a&a" 9#e '(a'a% e $&e&$5a>2!"e1#($'=($a (e4a'$)a a! "a4! e)e!( e 6$&a&1$a%e&'! @a8$'a1$!&a40e% 1a"! e %!('e !# $&)a4$e5 3e(%a&e&'e ! %#'#=($! e " e"3e"a"(e4a1$!&aa" 1!8e('#(a e a&!" 6"$1!" a! $%)e4 e (e"3!&"a8$4$ae 1$)$4 ! 1!&"'(#'!(. . Pa(a 9#e a CEF 3a""e a$&'eg(a( a 4$e @= a$&a a &e1e""$ae a a&#4a>2! ! a1(2! e a"e&'e&>a 3(!6e($!" &a J#"'$>a E"'a#a4 e ! e&1a%$&@a%e&'! !3(!1e""! J#"'$>a Fee(a4 e I&"'&1$a # :*22,- -+,- ./= -: +*=,,- --,:2,=+ ,./4 J/<* 4*- :F*- /22,2-*=++-? 2-+* ./ ;,4 *=+2, , -+ T:2/,4 ,:, +,2-:*22,-$ (TR? AC 000773#15$!010$0$""""? T:2:, T/:=,?R4,+*: J** P:* G:, N+*? D$E$ !6%07%!011)$ (F:2;2)$

SISTEA INANCEIRO DA 9ABITAÇZO$ AGRA'O RETIDO$CERCEAENTO DE DEESA$ PRODUÇZO DE PRO'AS$ DEPOIENTOPESSOAL$ LITISCONSaRCIO DO IRB$ PRESCRIÇZO$ SEGUROS$'ENDA CASADA$ LEGITIMIDADE PASSIVA DA EMGEA. LEGITIMIDADEPASSIVA DA CEF$ INDENIAÇZO SECURITÁRIA$ $ 92+- , ./,4 **-+2+/2 :,=+* ;-, * 2;:2=+* *2=+* --*,4$N*- +:=*- * ,:+$ 8º , L2 $º "$"3!%"" , L2 C*=4=+,: $º 1!6%07?22-+ *:2F,* 4F,4 42+2-*-:2* ,--2* --K:2* +: ,-F/:,*:, * I-+2+/+* R--F/:*- * B:,-24 # IRB$ $ O :,*:-:22*,4 ,:, -F/:*- *:2F,+:2*- > ,*-$ P:+- -+,C*:+$ $ A EGEA , CE -* ,:+- 4F<+2=,- ,:, *=*: * 4* ,--2*, 42 *- ,-*- = ./ - 2-/+ , 22,* -/:2+K:2, = :,*

2,42 :=,+ */ =*:+ * =/+/K:2*$ $ A *--2242, *+:,+,* -F/:* = ,42 2;:+ * SF/:* 9,2+,2*,4 * S9? , ,:+2: ,2* , P 1$671? !$06$"8? -+2,#- ,*- ,F+- ;2,2:*- *,*- =/+/K:2*-$ $ N* :-+*/ *;2F/:,, , 2+- ./ * 2+* ,=/+/K:2, **::/ = :,* *, :2-++ ,* *+:,+*$ $ O-,/+*:- ;,= /- , ./2+,* *+:,+/,4 =2,+ 22,* -/:2+K:2,? ,,:+2: , ,+, * 2+* * =/+/K:2*$ P:./-+2*,=+* ./,+* Q 4F2-4,*2*,, -+,42* 4,- :,M- 22:$ $ AF:,* :+2* 2=:*2* ,4,M- 2=:*2,-$ (TR? AC !007$71$!0$00105#? /,:+, T/:=,?R4,+*:, S242, ,:2, G*,4- G*:,2? D$E$ !7%07%!011)$

N* =-=* -+2* -* ,- 2-M- , -F/2: +:,-:2+,-

,./4 EF:>F2* T:2/,4'2-+*-? +$

13

7/21/2019 acordao-2015_1284989





!015%C&'EL

T:,+,#- ,F:,* 2-+:/=+* , ,:+ ,/+*:, *+:, 2-* * J/<* *:2F=? = =,+>:2, :4,+2, , *=+2, ,:, /4F,: ,**:2K:2, = ./ *- ,/+*:- /-,= , *,* , C,2, SF/:,*:, ,*,F,=+* 22,* *: <2*- *-+:/+2*- * 2=4 ,./2:2* *=:/:-*- , +2, :>2+* ;:,4$ A 2-* ,F:,,, 2;:2/ *2* ,--2-+2, , U2* +:=2*/ , :=--, *- ,/+*- Q J/-+2,E-+,/,4? *- -F/2+- +:=*-? :2- d1$ C*-2:,* , 2-* *T:2/,4 (;4-$ 8!"%831)? ./ ,--+*/ , 24F2+2=2, ,--2, , C,2,E*=2, :,4? *= 2+,* :+- * -+2* ./ , 42* *=*:+, , *--2242, *=:*=+2=+* :/:-*- * S9?:,* 4, ./,4 , J/-+2, E-+,/,4 K *=++ ,:, /4F,: * ;2+*? +*./ * - /-+2;2, , =,/+* , U2* , ./,42, ,--2-++ ,-F/:,*:,$d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º$6$!010? *- 2*- -/-+2+/2* *,:2,*- :2,= -: 2;:2*-$ N-- -+2* RECURSOSESPECIAIS$ '&CIOS DE CONSTRUÇZO$ Ia'EIS INANCIADOS CORECURSOS DO SISTEA INANCEIRO DA 9ABITAÇZO$REGULARIDADE PROCESSUAL RECON9ECIDA$ DEEITOS DECONSTRUÇZO NAS UNIDADES RESIDENCIAIS AUTÔNOAS$LEGITIIDADE DO CONDO&NIO$ PEDIDOS SUCESSI'OS$INDENIAÇZO DE'IDA$ ILEGITIIDADE PASSI'A DA CAIVAECONÔICA EDERAL (RESSAL'A DO ENTENDIENTO PESSOAL DORELATOR)$ ($$$) !$ D! (e1#("! e"3e1$a4 $&'e(3!"'! 3e4a Ca$aE1!&;%$1a Fee(a4 .. A Ca$a E1!&;%$1a Fee(a4 &2! : 3a('e

4eg'$%a 3a(a 6$g#(a( &! 34! 3a""$)! e e%a&a (e$8$'($a0 &2!(e"3!&e&! 3!( )1$!" &a 1!&"'(#>2! e $%)e4 6$&a&1$a! 1!%(e1#("!" ! S$"'e%a F$&a&1e$(! a a8$'a>2! (e""a4)a !e&'e&$%e&'! ! (e4a'!(Q. .. Re1#("! e"3e1$a4 1!&@e1$! e% 3a('e e0&a e'e&"2!0 3(!)$!. STJ0 RE"3 &. HH/PR0 RECURSO ESPECIAL& W/HW*0 Re4. M$&$"'(! LUIS FELIPE SALOMÃO0 T.0 DJ **Q C!% a 1!&)e("2! a MP H0 e 0 &a Le$ & .0 e He %a$! e 0 &!)a%e&'e ! 4eg$"4a!( a#'!($5!# a 4eg$'$%$ae aCEF 3a(a $&'eg(a( ! 3!4! a'$)! e a>?e" e% 9#e "e 9#e"'$!&a %a':($a"e1#($'=($a &! %8$'! ! S/SF$ T:,-:* L2 º 1!$0"? !5 =,2* !011 A/+*:2, * /* C*=-,* ',:2,M- S,4,:2,2- #C'S? , ,--/=2:? , ;*:=, 2-242,, = ,+* * C*-4* C/:,*: */* C*=-,* ',:2,M- S,4,:2,2- # CCC'S? 2:2+*-

*:2F,M- * SF/:* 9,2+,2*,4 * S2-+=, 2,2:* , 9,2+,* #S9%S9\ *;:: *:+/:, 2:+, , *+:,+*- ;2,2,=+* ,2+,2*,4,:,*- , A42 * S9%S9($$$) A PRESIDENTA DA REP`BLICA

1

7/21/2019 acordao-2015_1284989





!015%C&'EL

,* -,: ./ * C*F:--* N,2*,4 :+, / -,2** , -F/2+L2 A:+$ 1º 2, * /* C*=-,* ',:2,M- S,4,:2,2- # C'S,/+*:2,*? , ;*:=, 2-242,, = ,+* * C*-4* C/:,*: * /* C*=-,* ',:2,M- S,4,:2,2- # CCC'S? , I # ,--/=2: *- 2:2+*- *:2F,M- * SF/:* 9,2+,2*,4 * S2-+=, 2,2:* , 9,2+,* #S9%S9? ./ *+,, *= F,:,+2, ./24<:2* :=,+ = =2+*,2*,4 * /* = 31 =:* !00"\ II # *;:: *:+/:,2:+, ,*- *+:,+*- ;2,2,=+* ,2+,2*,4 ,:,*- , +2+, A42 * S9%S9\ III # :=/:,: , C,2, E*=2, :,4? ,./,42, ,=22-+:,*:, * C'S? 4,- ,+:2/2M- *::+- *2-*-+* -+ ,:+2F*$ P,:KF:,;* 2*$ A *:+/:, 2:+, ./ +:,+, *22-* II * ,/+ *:K *:2: I # * -,4* *: ;2,2,=+*,2+,2*,4? = ,-* =*:+ */ 2,42 :=,+ * =/+/K:2*\ II #,- --,- :4,2*,,- Q *:+/:, ,*- ;<-2*- ,* 2=4 Q:-*-,242, 224 * *-+:/+*:$ A:+$ !º 2, ,/+*:2,* * ,:4,=+* <2,- 2,- ,+> !6 *=:* !010? ,+, 2* , 2,P:*2-:2, * 513? !010? ,- 2-+2+/2M- ;2,2:,- *= * C'S?*::+- , ,--/* ./ +:,+, * 22-* I * ,/+ * ,:+$ 1*? =;*:=, , -: ;22, 4* CCC'S$ P,:KF:,;* 2*$ N* =2+* *,:4,=+* ./ +:,+, * ,/+? ;2, , C,2, E*=2, :,4? ,./,42, ,=22-+:,*:, * C'S? ,/+*:2,, , :*=*: * *+:* *+,- +: :>2+*- >2+*- ,- 2-+2+/2M- ;2,2:,- *= ,./4/*$ A:+$ 11$ E-+, L2 +:, = 2F*: , ,+, -/, /42,*$ B:,-<42,?!5 =,2* !011\ 1"0* , I2, 1!3* , R42, T* =2-+, , 2* , L2 º 1!$0"? !5 =,2* !011? = ;, ,:42=2,: *=+2, , J/-+2, :,4? :/22,4 =>:2+*?** -: 4,:,, *;<2* = ./,4./: F:,/ /:2-2*? , ;*:=,* ,:+$ 113 * CPC? 2=M#- 4,:,: , *=+2, , J/-+2, :,4,:, /4F,=+* * ;2+*? = *=* 4,:,: , 2-+2, 2+:-- ,U2* , -*4/* , 42$ A 2+- 2=42, ,+: ,* 2* =,2;-+,** ,F:,* 2-+:/=+* ,:, =,+: , 24/-* , U2* * 4* ,--2*, ,* *:2F2K:2,$ P*: --- =*+2*-? *= ;/4:* * ,:+$ 557? X 1º#A *CPC 37? X !º? II? * R$I$ , C*:+? */ :*2=+* ,* ,F:,* 2-+:/=+*$ P/42./#-$ I+2=#-$ C*= * /:-* * :,* :/:-,4? #- ,2, ,:./2#-$ (TR? AG 000""13#71$!011$0$0000? T:2:,T/:=,? R4,+*: C,:4*- E/,:* T*=-* 4*:- L? D$E$ !!%07%!011)$

C/2,#- ,F:,* 2-+:/=+* 2+:*-+* *: A, L2:2, P22:* ', O/+:*-? *+:, 2-* ./ :*/ * 2+:-- , CE , -*4/* ,42? , ./,42, F-+*:, * C'S? ;2:=,*? ,--2=? , *=+2, ,J/-+2, :,4 S/-++,? = -<+-? ./ d, P 513%!010? *:, L2 º1!$0"%!011? = -/ ,:+$ 1º? :? ;*:=, :--,? ./ * /* C*=-,* ',:2,M- S,4,:2,2- -+K ,/+*:2,*? ,,- 2--*? ,,--/=2: *- 2:2:*- *:2F,M- * SF/:* 9,2+,2*,4 * S9$ T:,+,#-? *:+,+*? *:=, ./ * F*, ;2K2, 2=2,+,? *?,:, +,+*? , :F/4,=+,* * C*-4* C/:,*: * /* C*=-,* ',:2,M- S,4,:2,2- # CCC'Sd$ R./: -, -/--, *-+:2*:=+ :;*:=,, , 2-* ,F:,,,$ A 2-* ,F:,,, ,--2=;/,=+*/ *4/2/ d1$ 9,2, 22* 4, 24F2+2=2, , CE ,:,

;2F/:,: * 4* ,--2*? , ./,42, ,F+ ;2,2:*? *: +: ./, 2-/--* = +4, :-, -*: , :,:,* ,*- /,:-*-,242, 2/4,,#- Q =:-, -F/:,*:,$ T,4 2-* *+:,#

15

7/21/2019 acordao-2015_1284989





!015%C&'EL

- = ,:2,* * E$ TR , H RF2*? *2- *+* ,F:,* 2-+:/=+*$ N* +,+*? * ;,+* > ./ ,- =*2;2,M- 2-:+,- *= ,2* , 42 $º 1!$0" +:*/:,= , -- J/<* , *--2242, :: **-22*,=+* ,+- ,*+,*$ A L2 $º 1!$0"? !5 =,2* !011?,--2= 2-- d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d D--,;*:=,? :2;2,#- ./ , 2+* * 4F2-4,*: ;*2 ,/+*:2,: * C'S ,,--/=2: 2:2+*- *:2F,M- * SF/:* 9,2+,2*,4 * S9$ P*: --,:,*? -* 2+ * 2+:-- , CE , -*4/* , 42? , ./,42, F-+*:, * C'S? :* * =/ ,+:2*: *-22*,=+* :** ,*=+2, -+ J/<* ,:, :*--,: /4F,: --,- ->2- ,M- /22,2-$ I+2==#-$ !$ P:4/-, , 2-*? *;22#- ,* :4,+*: * ,F:,* 2-+:/=+* 2+:*-+*$ 3$ A+* *+</*? ,= *- ,/+*- *4/-*- ,:,-*4/* *+2/2, , =,,$d S*: , 4F2+2=2, ,--2, ,C,2, E*=2, :,4 ,- ,M- *:2K:2,- ./ 2-,= , :,:,* *-,*- =,+:2,2- *::+- <2*- , *-+:/* 2=4 *+* *+:,+* =+/* ,2+,2*,4? 2, 22*? ,=,:,* , /:2-:/2, * S/:2*: T:2/,4 J/-+2,? 4, ,/-2, 2+:--, =:-, 42, ? *: *-./2,? 4, -/, 24F2+2=2, ,--2, 2*=+2, , J/-+2, :,4 ,:, :*--,: /4F,: , 42$ T*,2,?*= , :+ 2* , L2 º 1!$0"? !5 =,2* !011? ,/+*:2,** C'S , ,--/=2: 2:2+*- *:2F,M- * SF/:* 9,2+,2*,4 * S9?

:** ./ K 2+:-- , C,2, E*=2, :,4 , -*4/* , 42? = *::2,? , *=+2, , J/-+2, :,4$ A L2 º 1!$0"2-M * -F/2+ d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

*: ;2,2,=+* ,2+,2*,4? = ,-* =*:+ */ 2,42:=,+ * =/+/K:2*\ II # ,- --,- :4,2*,,- Q *:+/:, ,*- ;<-2*- ,* 2=4 Q :-*-,242, 224 * *-+:/+*:$ ($$$) A:+$ 1!$

16

7/21/2019 acordao-2015_1284989





!015%C&'EL

2,= :*F,*- * 22-* I' * ,:+$ 3* , L2 * 11$887? ! =:* !008? , 2, P:*2-:2, * 5!3? !0 ,2:* !011$d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

N* +*,+ Q *=+2, ,-*4/+, +:,+,, * :-+ ;2+*

42*,= N4-* N:e J/2*: R*-, ,:2, A:, N:e1 ./

A *=+2, ,-*4/+, > 2+,, * 2+:-- > 2+,, * 2+:-- 42*?,* ,--* ./ , :4,+2, > ,+:2/<, +* = 2-+, * 2+:-- :2,* ,-

,:+-$ A ,-*4/+, > :--/*-+* :*--/,4 ,42,? * * -: =*2;2,, *: *+, ,- ,:+- (CPC 10!? contrario sensu)? -: ,=2,, *;;22* 4* J/2 (CPC 113)\ * -: ,:Ff2, *: ./,4./: ,- ,:+-? 2+=+ *? , ./,4./: +=* F:,/ /:2-2*? *2- * -+K -/2+, Q :4/-*? -, * /<* :-2-:2* (CPC?85? II)$

S*: * ,--/+* = 4/= -* ,- 42M- *- /4+*- /:2-+,-

,:2*2 2+22:*! , -F/2: +:,-:2+,-

. C($':($! O8<e'$)! 3a(a De'e(%$&a>2! e C!%3e'&1$a. O :2+>:2*

*+2* +:=2, , *=+2, = :,* * ,4*:? , =,+>:2, ,--*,$ E-- 4+2=*? , :*-2+*? * > =2*,* * C2F* P:*--*C224$ A C*-+2+/2*? * +,+*? 4 4,, =* ,:, +:=2,: ,*=+2,? *: =4*? * S/:=* T:2/,4 :,4 , J/-+2,:,4 *- ,:+-$ 10!? I? ,4<,- ;? 10"? I II$(g). C!%3e'&1$a e% Ra52! a Pe""!a. A *=+2, = :,* ,--*, -+K :2-+, , C*-+2+/2*$ E+:, * :F2= , *=+2,,-*4/+,? * -: *2, *;<2* = ./,4./: +=* F:,/ /:2-2*? * * -: =*2;2,, > 2::*FK4 4, *+, ,-

1 NERh JUNIOR? N4-*\ NERh\ R*-, ,:2, A:,$ Código de processo civil comentado e legislação extravagante. 10H $ R2-+,? ,=42,, ,+/,42,, ,+> !007$ S*

P,/4* E2+*:, R2-+, *- T:2/,2-? !007? $ 3!"! ARINONI? L/2 G/24:=\ ITIDIERO? D,24$ C2F* :*--* 224 *=+,*,:+2F* *: ,:+2F*$ !H E$ S* P,/4* E2+*:, R2-+, *- T:2/,2-? !010? $ 156%157$

17

7/21/2019 acordao-2015_1284989





!015%C&'EL

,:+-$ A- ,:+- *= ,:F/2#4, , ./,4./: +=* 2+ *$

A2,? =: -: +:,2* Q ,24, * *-22*,=+*

-2=+,* * S/:2*: T:2/,4 J/-+2, , -- :-2+*? *=* -

*- ,:*- , -F/2: +:,-:2+*-

PROCESSUAL CI'IL ] COPET[NCIA PARA JULGAENTO DE AÇZOCI'IL P`BLICA PROPOSTA PELO INISTWRIO P`BLICO EDERAL ]DANO ABIENTAL ] INTERESSE DA UNIZO ] ART$ 10"? I? DA C ART$!º DA LEI 7$37%85 ] JUSTIÇA EDERAL$1$ A A* C224 P42, :**-+, 4* P? ,2, ./ :4,+2, , ,*,=2+,4? > *=+2, , /-+2, ;:,4 *: ;*:, * ,:+$10"? I X 3º, C? ./ - *;2F/:, *=+2, ,-*4/+, +:=2,, = :,* ,--*,$ I+42F2, *- ,:+-$ 10"? I X 3º? , C ,:+$ !º , L2 7$37%85$P:+-$!$ R/:-* -2,4 * :*2*$ (RE- ""$166%RS? R4$ 22-+:, ELIANACALON? SEGUNDA TURA? /4F,* = 06%08%!00"? DJ !1%08%!00")$

CONLITO NEGATI'O ENTRE JU&O EDERAL E JUIADO ESPECIALEDERAL$ AÇZO PROPOSTA POR EPRESA P`BLICA EDERAL # CE$COPET[NCIA DA JUSTIÇA COU EDERAL$ ART$ 6º? I? DA LEI10$!5"%!001$I # A *=+2, ,-*4/+, * J/2,* E-2,4 :,4 C<4 ,:,:*--,:? *242,: /4F,: ,- ,/-,- ,4*: ,+> 60 (---+,) -,4K:2*-=<2=*- (,:+$ 3º? ,/+ X 3º? , L2 º 10$!5"%!001) -: */F,,*= , 4F2+2=2, ,+2, :2-+, * ,:+$ 6º? 22-* I? , =-=, L2$P:+-$II # A--2=? 2+=+ * ,4*: ,+:2/<* Q ,/-,? , ,* ,/2,,*: --*, /:<2, ./ * -, =2:*=:-, */ =:-, ./**:+ -: :*--,, /4F,, 4* J/<* *=/= ;:,4$III # N, ->2? , ,*? *= ,4*: 2;:2*: , 60 (---+,) -,4K:2*- =<2=*-?;*2 ,/2,, *: =:-, 42, ;:,4 (C,2, E*=2, :,4) ./ *- ./,:, * *2+* =2:*=:-, */ =:-, ./* *:+?2-,* , *:,, <2, *:2/, ,:+* :>2+*$I' # C*;42+* *2* ,:, 4,:,: *=++ * J/<* :,4 , H ',:,, S* J/22K:2, * E-+,* S* P,/4*$ (CC 106$0!%SP? R4$ 22-+:*PAULO URTADO (DESEBARGADOR CON'OCADO DO TJ%BA)?SEGUNDA SEÇZO? /4F,* = !6%08%!00"? DJ 15%0"%!00")$

CONLITO DE COPET[NCIA$ AÇZO DE INDENIAÇZO PROPOSTAPOR 9ERDEIROS E SUCESSORES$ ACIDENTE DE TRABAL9O$EPRESA P`BLICA EDERAL$ JUSTIÇA COU EDERAL$# C*=+ Q J/-+2, -+,/,4 /4F,: 2* 22,* *: ,*-=,+:2,2- =*:,2-? ;*:=/4,* = *= ::2* *: ,:+- =:F,*=*:+* = ,2+ +:,,4*$# N* +,+*? , *=+2, > , J/-+2, :,4 -=: ./ , U2*?

+2, ,/+K:./2, */ =:-, 42, ;:,4 2+F:,:= , :4,*:*--/,4 , ./,42, ,/+*:,? :>? ,--2-++ */ **+ (A:+$ 10"? I?:2=2:, ,:+? , C*-+2+/2* :,4)$

18

7/21/2019 acordao-2015_1284989





!015%C&'EL

# A :--* d,2+- +:,,4*d? *+2, , ,:+ ;2,4 * A:+$ 10"? I?, C*-+2+/2* :,4? - :;: Q- ,=,,- ,M- ,2+K:2,-? */ -,?Q- ,M- = ./ - 42+2, 22,* :4,+2, , ,* -*;:2* *: =:F,*? = ,2+ +:,,4*$ (CC 87$077%T? R4$ 22-+:*9UBERTO GOES DE BARROS? SEGUNDA SEÇZO? /4F,* =!%10%!007? DJ 1!%0!%!008? $ 1)$

AÇZO DE USUCAPIZO$ ASSISTENCIA SIPLES DE EPRESA PUBLICAEDERAL$ COPETENCIA DA JUSTIÇA EDERAL? CONOREPRECEDENTES DO STJ$ CONLITO CON9ECIDO E DECLARADOCOPETENTE O SUSCITADO$ (CC 13$013%SP? R4$ 22-+:* NILSONNA'ES? SEGUNDA SEÇZO? /4F,* = 31%05%1""5? DJ 1%08%1""5? $!3"77)$

A2,? /=: -+,,: ./? **::* 2+:* , C,2,

E*=2, :,4? ,:K 2+:-- , U2* , -*4/* * 42+<F2*? *=* K

- =,2;-+*/ * S/:2*: T:2/,4 J/-+2, * ,:-+* , -F/2: ::*/2*

CONLITO DE COPET[NCIA NEGATI'O$ USUCAPIZO$ CAIVAECONÔICA EDERAL$ RW$ INTERESSE$ UNIZO$ REGRA GERAL$JUSTIÇA EDERAL$1$ S , ,* * > ;,42, :*:2,=+ 2+,? =,- /-/,2*

2=4 ./ ;*:, *+* ;2,2,=+* 2*+K:2* 4, C,2, E*=2,:,4 ] CE? K 2+:-- , U2*? *: /=, -/,- =:-,- 42,-?,42,*#- , :F:, F:,4 * ,:+$ 10" , C*-+2+/2* :,4$!$ N* ,-*? , CE? /+,=+ *= , =,--, ;,42, /=, +:=2,,=:-,? ;2F/:, *=* :>? = ,* /-/,2* /= 2=4 ,::,,*, ;,42,$ A ./-+* +:,4? *2-? * > , ::2, ;,42,? =,- * *=<2** 2=4$3$ C*;42+* *=+2, *2* ,:, 4,:,: *=++ * J/<*:,4 , 8H ',:, C,=2,- # SP$ (CC 5760%SP? R4$ 22-+:*ERNANDO GONÇAL'ES? SEGUNDA SEÇZO? /4F,* = !6%0"%!007? DJ11%10%!007? $ !83)$

A2,? /=: -+,,: ./ , /2;*:=2,* /:2-:/2,

* STJ? ED4 * RE- 10"1363%SC? R4$ 2$ ,:2, I-,4 G,44*++2? SF/,

S*? /4F,* = 0"%11%!011? DJ !8%11%!011 :*/ , *=+2,

, J/-+2, :,4 ,:, ,K42- /4F,=+* *- :*--*- *4* ,

,42 66? in verbis

SISTEA INANCEIRO DA 9ABITAÇZO$ SEGURO9ABITACIONAL$ APaLICE P`BLICA$ ESA%C'S$ APaLICEPRI'ADA$ AÇZO AJUIADA CONTRA SEGURADORA$ INTERESSEJUR&DICO DA CE$ RECURSO REPETITI'O$ CITAÇZO ANTERIOR

c P 513%!010 CON'ERTIDA NA LEI 1!$0"%11$

1"

7/21/2019 acordao-2015_1284989





!015%C&'EL

1$ A* ,/2,, ,+- , 2* , P 513%!010 (*:+2, , L21!$0"%!011) *+:, , -F/:,*:,? /-,* , *:+/:, ,* ,2=4 ,./2:2* 4* ,/+*: * =2+* * S2-+=, 2,2:* ,9,2+,*$ P2* 2+:* , CE? , ./,42, ,--2-++ -2=4- , -F/:,*:,$

!$ O /* C*=-,* ,- ',:2,M- S,4,:2,2- (C'S),=22-+:,* 4, CE? * ./,4 * ESA > /=, -/*+,? - ,2* * D:+*#42 !$76%88 , L2 7$68!%88 F,:,+ * ./24<:2*, A42 * SF/:* 9,2+,2*,4 * S2-+=, 2,2:* ,

9,2+,* (R,=* 66)? ,--/=2* 2+F:,4=+ *- -/- :2-*-$ A-F/:,*:, :2,, *+:,+,, > =:, 2+:=2K:2,? :-+,*-:2* =2,+ :=/:,* :+/,4 ;2* *- :=2*- -F/:* =/+2*- ,- :-+,M-$

3$ D2:-,=+? * ,-* ,42- -F/:* :2,,-? /,*+:,+,* * =2+* * S9 -*=+ ,--*/ , -: ,=2+2, ,,:+2: , 2* , P 1$671? 1""8? * :-/4+,* , ,+22,*=2, * *::-*+ :2-* > +*+,4=+ ,--/=2* 4,-F/:,*:, :2,,? -= *--2242, *=:*=+2=+* :/:-*- * C'S$

$ N*- ;2+*- = ./ - 2-/+ , :-2+* *+:,+* -F/:*:2,*? ,42 =:,*? R,=* 68? ,+* , *+:,+* =+/*,2+,2*,4? *: *4: 2-/--* +: , -F/:,*:, *=/+/K:2*? * ,;+,: * C'S (/* C*=-,* ',:2,M- S,4,:2,2-)? * 2-+ 2+:-- , C,2, E*=2,:,4 , /-+2;2,: , ;*:=,* 42+2-*-:2* ,--2* --K:2*?-*? *:+,+*? , J/-+2, E-+,/,4 , *=+2, ,:, * -/ /4F,=+*$

A* *+:K:2*? -* , ,42 42,? * R,=* 66? F,:,+2, 4*C'S? 2-+ 2+:-- /:<2* , ,=,:,: * 2* 2+:*, CE? , ;*:=, * ,:+$ 50? * CPC? :=--, *- ,/+*- ,:, ,J/-+2, :,4$

5$ 92+- = ./ * *+:,+* -F/:* ,+* ,* =+/*

,2+,2*,4 , 2, ,/+*:, ;*2 4:,* = *2M- =:,*?* -* 2/4,* Q A42 `2, * S9%S9$ I2-+2, 2+:-- /:<2* , CE$ C*=+2, , J/-+2, E-+,/,4$

6$ E=,:F*- 4,:,* ,*42*- -= ;2+*- =*2;2,+2*- * /4F,* * ,-* *:+*? ,,- ,:, ;,: 2+F:,: *--4,:2=+*- ,2=, Q +- ,*+,, ,:, *- ;2+*- * ,:+$ 53#C?* CPC$ (ED4 * RE- 10"1363%SC? R4$ IN$ ARIA ISABELGALLOTTI? SEGUNDA SEÇZO? /4F,* = 0"%11%!011? DJ!8%11%!011)$

P*:+,+*? =: -: :*2, , /42, ,-*4/+, ,-

2-M- :*;:2,- 4, J/-+2, E-+,/,4? +* = 2-+, ./ Q- ,42-

!0

7/21/2019 acordao-2015_1284989





!015%C&'EL

*+* * :-+ 42+<F2* -+* 2/4,,- ,* R,=* $ 66 * -2-+=,

;2,2:* , ,2+,*? * ./,4 > F,:,+2* 4* C'S? -* ./ - +:,+,

*=+2, ./,+* Q --*, 2+:2+? , ./,4 > ,;+, , /:2-2*

2:-,? * ,-* J/-+2, :,4 *=/=$

A=,2-? , ,4F/=,- *:,M- ,:, ,/2+*:2,

:,42,, 4* T:2/,4 C*+, , U2* *- *+:,+* * S9? ./ F:*/ *

,:* 1"!%!00? */=+* = ./ -* ,*+,,- 2:-,-

2::F/4,:2,-? = *=* -* :**-+,- 2=:,- =2,- , -:=

,*+,,-? * ./ 24/2 , ,:+22,* , C,2, E*=2, :,4 = +**-

*- :*--*- -+, ,+/:,? 2+=+ , ,+, = ./ **::/ ,

*+:,+,*? in verbis:

D* *-+*? *-2:,* , 2=:-22242, , ;-, *2+:-- * :K:2* ,- ,M- /22,2- *+:, * SF/:* 9,2+,2*,4 *

S9\ * ;,+* , CAIVA -: , ,=22-+:,*:, , R-:, T>2, *SF/:* 9,2+,2*,4 * S9\ , 22-+2, 2- 4F,2- ,:, ./ ,CAIVA ;2F/: *=* ,--2-++ :*--/,4 ,- :;:2,- ,M-\ , ;,4+, **:,* *- :*2=+*- ,*+,*- 4, CAIVA * +*,+ Q ;-, /22,4 * SF/:* 9,2+,2*,4 * S9\ ,2, ,- ;:,F242,- *+:,,-*- -2-+=,- ,* ,*- -*: ,- ,M- +,+* , CAIVA ./,+* *IRB? :**=*- * ,=2,=+* ,- -F/2+- +:=2,M- *: -+T:2/,4

* Ca$a E1!&;%$1a Fee(a40 9#e 3a""e a a'#a( e %a&e$(a3(*a'$)a &a" a>?e" <#$1$a$" e&)!4)e&! ! Seg#(! a8$'a1$!&a4 !SF0 $&g(e""a&! e% '!a" a" a>?e" e% 1#("! &a 1!&$>2! ea""$"'e&'e 3(!1e""#a4 a('". H a H ! C$g! e P(!1e""! C$)$4Q

#&$6!(%$5e !" 3(!1e$%e&'!" a!'a!" 3e4a =(ea <#($1a a e&'$aee% "#a" $)e("a" (e3(e"e&'a>?e" (eg$!&a$" &a" a>?e" e&)!4)e&! !Seg#(! @a8$'a1$!&a4 ! SF !($e&'e !" a)!ga!" a e%3(e"a 9#a&'!a!" 3(!1e$%e&'!" a "e(e% a!'a!" &a" a>?e" <#$1$a$" e&)!4)e&!! Seg#(! a8$'a1$!&a4 ! SF0 6!(&e1e&! e"1($'$)! ! @$"'($1! !Seg#(! a8$'a1$!&a4 e $&6!(%a>?e" <#($"3(#e&1$a$" "!8(e a %a':($a6a>a a e3#(a>2! e "e# 1aa"'(! e a>?e" <#$1$a$" ! Seg#(!a8$'a1$!&a4 ! SF0 6a5e&! 1!&"'a( a (e4a>2! 1!%34e'a !" a#'!(e"e 1aa 3(!1e""!0 a! $&):" a e&!%$&a>2! ge&:($1a Y!#'(!"Z)e($6$9#e a (e4a>2! e a>?e" $&6!(%aa" 3e4a" Seg#(a!(a" a e"'eT($8#&a4 )!4#%e Q e 3(!)$e&1$e a $&14#"2! e% "e# 1aa"'(! a"a>?e" <#$1$a$" a4$ $&6!(%aa" e 9#e a$&a &2! 1!&"'e% a "#a 8a"e ea!" g($6e$Q.

!1

7/21/2019 acordao-2015_1284989





!015%C&'EL

# Q IRB B:,-24 R--F/:*-? ./ *4/, , /:,* * ,,-+:* ,M- /22,2- *4* * SF/:* 9,2+,2*,4 * S9? =** ,2+2;2,: , :4,* *=4+, *- ,/+*:- ,, :*--*? ,* 2>- ,*=2,* F>:2, i*/+:*-j$

A2,? , ,K42- * 2-+:2* * -F/:* ,2+,2*,4 ;2+* 4*

TCU? *#- *-:,: ./ , C,2, E*=2, :,4 2+:2: =

+**- *- *+:,+*- * S9? =-=* ,+- , 2* , P 513%!010? ./ ;*2

*:+2, , L2 º$ 1!$0"%!011? /=, ./ , ,=22-+:,* , :-:,;*:=,, ,--*/ * +2+* BN9 ,:, * /* S22-+:,42, , A42

SF/:*- * S2-+=, 2,2:* , 9,2+,* (ESA)? :2,* 4* IRB? ?

*-+:2*:=+? +:,-;:2* ,:, , C,2, E*=2, :,4? -* ./ +**

* -2-+=, - 1"88 ,--*/ , -: F,:,+2* 4* C'S$

A--2=? */ , +:,-;:2, , ,=22-+:,* * -F/:*

,2+,2*,4 ,:, , C,2, E*=2, :,4? =-=* *:./ -+, +=

*2M- =4*: ,;:2: *- *+:,+*- ;2,2,=+* ,2+,2*,4 *,--:2* -F/:* 2/4,* , -+-? , ;2= :2;2,: - -+* = 2F*:?

*=* ++*:, -+, */=+,*? - * -+* -* :,+2,,-

;:,/-? *=* ,- K *-+,+,,- , ,/2+*:2, :2+,, 4,, , ;2+* 4*

T:2/,4 C*+,- , U2*? +: */+:,- *2M- :4,+2,- , -+ +2*

,+* , -:= ,=2,,-$

A=,2-? *;*:= , ,/2+*:2, ,+:2*:=+ 2+,,? ,-

-F/:,*:,- * += ./,4./: ,:+22,* *- :2-*- *::+ * -F/:*,2+,2*,4? ;2,* *= , ,+:2/2* :*4: * :=2*? ./,* 2-+* *

;*: ;2+* 4, 2-+2+/2* ;2,2:,? 42./2,: * -22-+:* ,F,: , 22,*$

JK , C,2, E*=2, :,4 ,=22-+:, , :-:, +>2,

;*:=,, *= * :=2* ,2=42* 4*- =/+/K:2*-? ./ > F,:,+2* 4*

C'S$ N* +,+*? , C,2, E*=2, :,4 * += ./,4./: *+:*4

-*: * :=2* ,F* *- -22-+:*- 42./2,*-? * ./ += :-/4+,*? , =,2-

,- -? , **::2, ;:,/ ,* -2-+=,? -2+/,* -+, *-+,+,,

!!

7/21/2019 acordao-2015_1284989





!015%C&'EL

4* TCU? , ./,4 = 2=*:+,* = -,./- 22*- ,./4 ;/*

42*$

A ,/2+*:2, :,42,, 4* TCU :2;2*/ ./

E+:+,+*? , :22,4 /42,:2, * SF/:* 9,2+,2*,4 > ./,- S*2,- SF/:,*:,- ./ 4 *:,= * ,:+22,= *- :2-*-:4,2*,*- Q- -/,- ,+22,-? = 2:+/ , F,:,+2, , 4 *;:2, *: /= ;/* 42*? ,+/,4=+ * /* C*=-,* ',:2,M-

S,4,:2,2- # C'S$ N* =*4* 2F+? ,- S*2,- SF/:,*:,- **-+2+/= */ ,=22-+:,= R-:,- T>2,- # :/:-*- -+2,*- ,-**::: +/,2- -2*- * *=*:+,=+* *- :2-*- # ,:, ,- ./,2--:2,= +:,-;:2*- *- :2-*- , ./ -+* -/2+*- *- -F/:,*-? *- :2-*-,- SF/:,*:,- -* -/-+2+/<*- *: /=, :=/:,* :**:2*,4 Q,::,,* *- :=2*-? 2+=+ , -22-+:,42, * -F/:*$ A R-:, T>2, * SF/:* 9,2+,2*,4 > ,+/,4=+ ,=22-+:,, 4,CAIVA F,:,+2, 4* C'S? ,:, * ./,4 -* +:,-;:2*- *- :2-*- ,-*:,M- * S9$

O/+:, ,:,+:<-+2, ,+/,4 * SF/:* 9,2+,2*,4? +,=>=*::+ , F,:,+2, *;:2, 4* C'S? > , 22-+2, * :--F/:*

* *--F/:*? /=, ./ * K :2-*- , -:= +:,-;:2*- */*=,:+24,*- 4,- S*2,- SF/:,*:,-$

3$ AC9ADOS DE AUDITORIA

3$1 A=22-+:,* ;22+ , CAIVA -*: * S9

N, ,=22-+:,* -F/:*-? ,4F/=,- ,+22,- -+,,=#- *: -/, 2=*:+2,? ** -: *-2:,,- * : , ,+22,-F/:,*:, * :2=+* *- :=2*-? , :F/4,* *- -22-+:*- ^A:F/4,* * -22-+:* * -: -2=42;2,,=+ 222, = :2=+** ,2-* * -22-+:*? *=:*,* -/, **::2, *- ,*- **::2*-?,,42,* --- ,*- ,K42- , ,42,242, , *:+/:,_? *,F,=+* ,- 22,M- , ,=22-+:,* , R-:, T>2, *-F/:*$

A ,=22-+:,* ;2, , R-:, T>2, /= -F/:* # ./ -**- :/:-*- F,:,+2*:- , :/:,* *- - */ ,4*:- -F/:,*-,:, *- ./,2- -* +:,-;:2*- *- :2-*- *42*- # 2F * *+:*4 -*:,- -/,- */+:,- +:- *:,M- --2,2-? ./ :=2+2:* ,* ,=22-+:,*: :: *;:2: *- :=2*- :2*- ,- 22,M- ,F,-? ,,42,: *-/-+*- , ;+22, , :F/4,* *- -22-+:*- ? ,--*2,* Q ,K42- *-,*- , =,--, -F/:,,? :*F*-+2,:? */ 2-4/=:,:? +2,- ,:, *-:/:-*- -* -/, ,=22-+:,* ,/-+,: *- :=2*- 2-,* Q =,/+** -/ ./24<:2*$

S * *+:*4 --,- *:,M- > 22--K4 *- ,-*- = ./* ,=22-+:,*: , R-:, T>2, > * =-=* ,F+ ./ /+, ,-

!3

7/21/2019 acordao-2015_1284989





!015%C&'EL

*:,M- -/=+2,- ,* *+:*4? +*:,#- 2=:2*-* * ,-* * S9? *: +:- :22,2- :,M- * ,=22-+:,*: , R-:, T>2, * S9 (CAIVA)* : *- :=2*-? :F/4, * -22-+:* */ ,F, ,- 22,M-\ * ,F+/+*: --,- *:,M- (S*2,- SF/:,*:,-) * ,:+22, *-:2-*- , ./ -+K -/2+, , R-:, T>2,\ , F,:,+2, , R-:, T>2,* S9 > ;2+, *= :/:-*- 42*-$

',=*- ,F*:, *=* , A=22-+:,*:, , R-:, T>2, * S9(CAIVA) *+:*4, ,- *:,M- * SF/:* 9,2+,2*,4 /+,,- 4,-S*2,- SF/:,*:,-$

R2=+* *- :=2*-

A CAIVA *+>= *- ,*- *= *- ,4*:- *- :=2*- =2+2*- :2*- # 4<./2*- *4/M- +*+,42,*- *: +2* *:+/:, # *: =2* =*-+:,+2*- ,:-+,*- 4,- ::2,- SF/:,*:,-(D=*-+:,+2* -,4 * S2-+=, 2,2:* , 9,2+,* S/:K2+E-+2=,* # D$S$9$S$E$ D=*-+:,+2* -,4 * S2-+=, 2,2:* ,9,2+,* R-/=* 2,4 # D$S$9$R$$ # ;4-$ 1"%50#*4$3)? =,- * 2-M 2-+:/=+*- ,:, , *;:2, --- ,4*:-$ S./: *- *;:*+, *=*- ,4*:- ,F*- 4*- ,F+- ;2,2:*-$ O :*--,=+* *+:*4*- :=2*- =2+2*- :2*- = <4 ,2*,4 *: 4, ;+/,*?:2-+* * 22-* III * A:+$ 5º , P*:+,:2, º !3%!000? :-/=#- Q

:,42,* * -*=,+:2* ,- ./,+2,- +*+,42,,- *- :=2*- 2,,- *: ,, SF/:,*:, *:,*:, * S9 i,:, :F2-+:* *+K24 :-+,* *+,- * =*2=+* *:,2*,4 * S9%S9j? -F/* 2;*:=,M-:-+,,- 4, ::2, CAIVA , -+, ./2 *: =2* * O;<2* CIGESE% 150%03? ! ,:24 !003 (;4-$ 108%"#*4$3)? ! 9#ee%!&"'(a a 6a4'a e 1!&'(!4e "!8(e a" !3e(a>?e" (e4a1$!&aa" a((e1aa>2! !" 3(%$!" g($6e$Q.

($$$)

C/-+*- , :F/4,* -22-+:*-

/,+* Q :F/4,* *- -22-+:*-? * *+:*4 F:2,4 -: ;2+*-*: *- -/- /-+*- -*: , -/, ;+22,$

C*= :4,* ,*- /-+*- , :F/4,* *- -22-+:*-? 2+:--,=:22,4=+ ,- *=2,,- --,- *= -22-+:*- --K:2,- Q -/,*=:*,*? ,,42,*? ,K42- , :+22, , *:+/:, ,+2=+*, =,,- /22,2- *::+- , -/, *#*:+/:, */ *:+/:,2+=-+2,? :4,2*,,- ,*- ,F,=+*- --,- =>2,-? /22,2-?-+/*- +>2*- */+:,- --,-? = *=* **:K:2*- ,F*- ,=>2*-? ,*F,*-? :2+*-? ,--2-++- +>2*- */+:*-$

T,=>= ,./2 , CAIVA ,,- *+>= *- ,*- ,- SF/:,*:,-*: =2* =*-+:,+2*- *: 4,- ,:-+,*-? *- =-=*- K :;:2*-,+:2*:=+ (;4-$ 1"%50#*4$3) *- ./,2- ,- --,- *= -22-+:*- -+*+:=,,- *= ,- 22,M- ,F,- # , -2+* ,- -/,- ,+/:,-

!

7/21/2019 acordao-2015_1284989





!015%C&'EL

,-*4/+,=+ 2-+2+,- # -* , :/:2, i-22-+:*-? **:K:2*- --,-?4<./2*- *4/M-j? +*+,42,*- *: +2* *:+/:,$ N*+,: ./ * 22-*III * A:+$ 5º , P*:+,:2, º !3%!000? ./ ,+:2/2 Q CAIVA *:*--,=+* * *+:*4 ,- 22,M- ,F,- :+2,- ,---,- *=:*,,- *= -22-+:*-? : , -F:F,* -+-,F,=+*-$

A :*-2+*? , /* --, ,+22, 4, CAIVA? , =-=,;*:=, ./ * ,-* * :2=+* :=2*-? :-/=#- Q :,42,* *-*=,+:2* *- ,4*:- 2,*- 4,- SF/:,*:,-? * ./ :-/4+, ,

2=*--2242, 2+2;2,* -/- ,F,=+*- 22, , ;,4+, *+:*4 +,=>= -*: ,- --,- *= -22-+:*-$

P*=*- *: , =,F2+/ * ,:;2*,=+* F:2,4 ./* *+:*4 -*: --,- --,- *--2242+,:2, ,* *;:*+,:=*- *- <2- -22-+:,42, , A42 * SF/:* 9,2+,2*,4 (87k 73k = !001 !00!? :-+2,=+? -* ./ ,, *+* :+/,4 ::-+, /-, *:= Rl ?5 =24M- ,* C'S) *= *- *+2*- 4,- ,42-:2,,- (= +*:* 30k? -F/* ,*- *+2*- /+* Q SUSEP)? /,2-,:2, 2=:--2*,? , -2+* +/,2- 2;:,- +>2,- +:4,-$ P*: -2,4? , ,=22-+:,*:, * 2-M ,* =*- 4=+*- ,:,-+2=,: , ,:4, ,- --,- *= -22-+:*- , *=*-2* -- <2$

($$$)

P,F,=+* -22-+:*-

O *+:*4 * ,F,=+* -22-+:*- -+K 2+2=,=+ :4,2*,*Q- 2;2/4,- ,*:,,- ,+2+- Q -/, ,,42,*? +,=>= -:2,;22,* 4* ,,-+:* ,- *:,M- * S9? ./ :=2+2:2,? *: =4*? 2+,: ,F,=+*- -22-+:*- = /422, */ :;:+- ,,42- * ,:,,-$

O/+:*- *=+K:2*- -*: * *+:*4 :2* 4, CAIVA -*: ,-*:,M- * S9

($$$)

i18$1 C,=, , ,+* /=, :2=2:, 2;*:=,* *-+,+ --:4,+:2*(m)

i($$$) *- *+:*4- 222/,42,*- -*: ,- +:,-,M- ./ *:2F2,=*- :=2*- -F/:*- :2*- *- -22-+:*- ,F*- -+* 4/-2,=+-* , :-*-,242, ,- -*2,- -F/:,*:,- ,F+- ;2,2:*-j

18$! E= ;/* --, :,42, * ;*2 *--<4 Q bPG :,42,: ,=- ./ :=2+2--= *4/2: -*: , ,./,* *- -,4*-

,:-+,*- ,- :/:2,- iR,- *:,M- *= -F/:*-j? iR2+,- *:+/:, >;22+ 4* C'Sj? iD--,- *= -22-+:*- ,F*-j ($$$) D:*+* -/:F , 2, -*: , *--2242, ./ , ::2, CAIVA +=

!5

7/21/2019 acordao-2015_1284989





!015%C&'EL

*: , :,42, --,- =*2=+,M-? = ;/* ,- 2;*:=,M-,2=,$ P4* ./ *--* /2:? * ,4,* * S9 -+K -* *=*-+* *: :4,+:2*- +*+,42,*- :*2+- ,F+- ;2,2:*- -F/:,*:,-$S/:F? *:+,+*? * ./-+2*,=+* -*: * :,4 *+:*4 ./ , CAIVA+>=? *? -*: ,- =*2=+,M- +,+* :2=+* :=2*-*=* * ,F,=+* *- -22-+:*-$ E= :4,* ,*- ,F,=+*-? :--,4+*./ *4#-? -- :*--*? , ::2, ,/+*:2,*? * *-+2=+* *,F,=+*$

A2,? * :4,+:2* * TCU ,--:*/ , 2=:-22242, 2+:* , C,2, E*=2, :,4 ,:, 2+,: :2-*- ,* ;/*

;*:=,*? * ./,4 = -* ,/4,+2,=+ ,/:,* *= -,./-

22*- :/<*- ,-+:*=2*- ,* :K:2* 42*? *=* - ,-

*4/-M- , -F/2:

3 C*./,+* *--, *-+/:,? - K? ,*+ ,:, *./-+2*,=+* , ,:+22,* ,- -F/:,*:,- * -2-+=, S9? >--K:2* +:,+,: ,- ./-+M- :4,+2,- ,* ,:2=*:,=+* * *+:*4 ,

CAIVA -*: ,- ,M- +,+* -+,-? *=* *- ,F+ ;2,2:*-$ P4* ./- * ::? 2-+ /= F:, -,* :2-* ,:, * /*? 2-+*./ -/- :/:-*- += -2* :2*- ,- ,M- 22,+:2,- += -2*,F,- -= ./ ,, 2* *2=+* *+:*4 , CAIVA -*: ,-*:,M-$j

($$$)

D! e3!"'!0 1!&"$e(a&! a $%3(e"1$&$8$4$ae a e$"'&1$ae 1!&'(!4e "!8(e a" !3e(a>?e" ! Seg#(! a8$'a1$!&a4 3!( 3a('e aCAIXA e&9#a&'! a%$&$"'(a!(a e "#a (e"e()a ':1&$1a0 1#<a a#"&1$aQ 1($a a%8$e&'e 3(!31$! !1!((&1$a e 6(a#e" 9#e 3!e% "e( a

1a#"a !" a4'!" &$1e" e "$&$"'(a4$ae ! S0 e% 9#e 1aa 3!&'!3e(1e&'#a4 (e3(e"e&'a 3(e<#5!" a !(e% e R[ 0H %$4@?e" a! FCVSQ $6$1#4'a a !8'e&>2! e $&6!(%a>?e" ge(e&1$a$"0 "e<a 3a(a aa)a4$a>2! e e"e%3e&@! ! Seg#(!0 "e<a 3a(a ! a3e(6e$>!a%e&'! a6$"1a4$5a>2! ee(1$a 3e4a SUSEP Q a1a((e'a 3!8(e5a e 6(ag$4$ae "De%!&"'(a>?e" C!&'=8e$" e F$&a&1e$(a" ! S0 3(!3!%!" !e&1a%$&@a%e&'! e e'e(%$&a>2! CAIXA 3a(a g($6e$Q

# :2,: =,+: /= ,,-+:* 2;*:=,+2,* ,- *:,M- ,+2,- *S9? *= ,*- -*: ,- *2M- *- ;2,2,=+*-? =** , :=2+2: * :*--,=+* *+:*4 +**- *- :=2*- =2+2*- :2*-? ,-22,M- ,F,- ,- --,- *= -22-+:*-\

!6

7/21/2019 acordao-2015_1284989





!015%C&'EL

# :*--,: *+:*4,: +**- *- :=2*- =2+2*- :2*-? ,-22,M- ,F,- ,- --,- *= -22-+:*-? ,:, *+:*4 ;+2* ,-*:,M- * -F/:*\

# ,*+,: ;*./ F:2,4 Q A=22-+:,* , R-:, T>2, *S9? *= * -+,42=+* <2- -=* ,,42,* /-+*- 2:2*,*- Q :/* , -22-+:,42,$

N* ./ *: , *:+/:, ;2+*- ;<-2*- ,* 2=4? ,

,/2+*:2, * TCU :2;2*/ , 2+* , SUSEP :2,: /= *2* *= ,CE ,:, =4*: ;2-,42,* *- -22-+:*-? +* = 2-+, ./ ;2+, /=,

:2;2,* *: ,=*-+:,F= ;*2 *-+,+,, 4,* F:,/ 2::F/4,:2,-?

*=* - ,- :*=,M- ,./4 :F* ;2-,42,*: ,,2*

L=:,=*- =,2- /=, ./ * ;,+* ,- S*2,-SF/:,*:,- * +:,,4,:= *= :/:-*- ::2*- * */2: , /=,:,,=+* ,- -/,- 2F2,- :4,2*,,- Q ,,42,* --- -,4*-$D=? *:+,+*? *- ,F+- ,=22-+:,*: ;2-,42,*: *- :/:-*-,--F/:,: , *;*:=2, *- ,4*:- ,F*-$

/,+* ,*- -22-+:*- *: DI? ,- 2;2/4,- ,,42,* ,-22,M- *::= , $%3!""$8$4$ae e 6$"1a4$5a>2! $& 4!1! !""$&$"'(!" 3e4a SUSEP0 a$&a 9#e 3!( a%!"'(age%0 ! 9#e = %a(ge% !1!((&1$a e 6(a#e" &!" 3aga%e&'!" e $&e&$5a>?e" &e""e '$3! e"$&$"'(!.

A -- :-2+*? :2;2,=*- /+* Q SUSEP ./ 2-+ , 2+*,./4, ,/+,:./2, = ;2:=,: *2* *= , CAIVA 2-,* Q ;2-,42,*2 4** *- -22-+:*- DI? K +* **::2* #% 'e"'e*3$4!'! 9#e (e)e4!##% e4e)a! g(a# e $((eg#4a($ae" e% "$&$"'(!" )e($6$1a!" 3!( a%!"'(age%0 ! 9#e <#"'$6$1a 34e&a%e&'e a 3(!&'a a!>2!0 3e4a SUSEP0

e %e1a&$"%!" e 6$"1a4$5a>2! &e"'e '$3! e "$&$"'(! $ E+:+,+*? ,+> ,*4/-* -+ :4,+:2*? , 222,+2, * *2* +: SUSEP CAIVA* ,2, :*-:,*$

E,=2,=+*- :4,2*,*- Q ;2-,42,* :2, 4,SUSEP -*: * S9

A--2=? * T:2/,4 C*+,- :*- * ,=2,=+*

+:=2,M- ,:, ./ , SUSEP +*=,-- ,- 2,- :*22,-

--K:2,- ,:, 2+,: *- ,*- ./ = **::* ,* :K:2* 42*?

,*:* *= ,- +:=2,M- ./ -F/=

!7

7/21/2019 acordao-2015_1284989





!015%C&'EL

D* *-+*? *-2:,* ./ , SUSEP *+:, 2;2/4,- ,2+2;2,* :=2*- * :*--,*- , *=:*,* *- ,4*:-*:,*- *- :=2*-\ , 2+2;2,* *=:*,* --,- *=-22-+:*-\ , ,,42,* ,- 22,M- ,F,-? :**=*- *,=2,=+* +:=2,* Q SUSEP ,:,

# /+242,:? * :<2* , -/, ;2-,42,*? ,- 2;*:=,M- *,,-+:* 2;*:=,+2,* ,- *:,M- ,+2,- * S9? , -: :2,*? ,,/:,* 2:F2,- * :2=+* :=2*-? , 2+2;2,* *=:*,* --,- *= -22-+:*- , ,,42,* ,- 22,M-

,F,- 4,- SF/:,*:,- = -22-+:*- *: IP\

# ,--F/:,:? * :<2* , -/, ;2-,42,*? , :,2, ,+/,42, ,- 2;*:=,M- * ,,-+:* ,- *:,M- ,+2,- * S9\

# ,*+,: ,- :*22,- --K:2,- ,:, , /* ;2-,42,* 2 4** *- -22-+:*- DI =** , 2+,: , **::2, ;:,/- ,- ,,42,M- ,- 22,M- ,F,- -- +2* -22-+:*$

A=,2-? ,* +:,+,: * ,F,=+* -,4*-

:-*-,242, * C'S? * T:2/,4 C*+,- :*/ =2/2*-,

,K42- *-+,+,* * ./ -F/

3$ P,F,=+*- -,4*- :-*-,242, * C'S 4* S9-= :2-* 4F,4

O C'S ;*2 :2,* 4, R-*4/* !5? 16 /* 1"67? *C*-4* A=22-+:,* * +2+* B,* N,2*,4 , 9,2+,*? *= **+2* F,:,+2: , ./2+,*? /+* ,*- ,F+- ;2,2:*-? *- -,4*-*:- :=,-+- *+:,+*- ;2,2,=+* ,2+,2*,4;2:=,*- *= =/+/K:2*- ;2,2- * S9? = :4,* ,*- ./,2- +, ,2*?./,* 2,? *+:2/2* ,* C'S (DL !$06%1"88)$

T:,+,#- /=, ,* :F/4,*:, * E-+,* * S9? *-.f2, */+:,- =2,- :F/4,*:,- -/4+2,- * -2-+=, ./ - ;2:,=--K:2,-? -, ,:, ,--F/:,: , -/, -, ;2,2:,? -, ,:, 2+,: /- 2-/*:+K2- ,*- =/+/K:2*- # -2,4=+ *- ,2, :, #?:*4=,- :*::+- - , 2=4,+,* * -2-+=, ./ -+*2+2=,=+ :4,2*,*- ,* ,=2+ 2;4,2*K:2* Q 2-+,242,;2,2:, ./ ,+2F2/ * ,<- ,- 4+2=,- >,,-? 2*=,+<2- *= ,-*2M- --K:2,- , ./,4./: =*4* ;+2* :>2+* ,2+,2*,4?./ :./: ;2,2,=+*- 4*F* :,* += *+*:*- -*2,2-$

($$$)

N* ,-* * C'S? +:=2,* * ,F,=+* * ;2,2,=+*,2+,2*,4? :=,- /=, <2, /+* ,*- ,F+- ;2,2,*:-?

!8

7/21/2019 acordao-2015_1284989





!015%C&'EL

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i-+,* , <2,j # > =*: ./ * -,4* *: * ;2,2,=+*? ./ ,:,F +,=>= , <2, , -: ./2+,, 4* C'S$

C*=:2,- ,- 2;:,- +: i-+,* , <2,j * =/+/K:2* -,4* *: * ;2,2,=+*? ,- :,M- ./ ;2:,= *= ./ -- -+*:,-- =,2*: ./ ,./4? *=*- ,F*:, 2-*::: -*: *-,*+2=+*- ./ */2:,= , ./ * C'S ,--/=2-- , *2* F,:,+2*: * ./24<:2* * S9? = 16 -+=:* 1"88? *= ,/42,* * DL !$76? *-+:2*:=+ , L2 º 7$68!? = ! =:* 1"88$

($$$)

A 22,* -22-+:*- *: IP , ,42 * SF/:* 4* -,4**: * ;2,2,=+*? =,2*: ./ * ,4*: * i-+,* , <2,j *=/+/K:2*? :-/4+*/ , -F/2+ -2+/,*? ./ :-2-+ ,+> * - * =/+/K:2*+:=2,: ,F,: * ;2,2,=+*? -/-2-+ * -,4* :-2/,4 ./ -:K ,F*4* C'S? =,- - **::: -22-+:* *: =*:+ */ 2,42 :=,+ ,*=/+/K:2* * *::: * ;2,2,=+*? * -F/:* 22, * -*=+ *./ =/+/K:2* ,F,:2, ,+> * ;2,4 * ;2,2,=+* (i-+,* , <2,j)? =,-+,=>= * =*+,+ *::-*+? , ,+, * -22-+:*? ,* -,4* :-2/,4./ -:2, *:+* 4* C'S$

R--,4+#- ./ * =/+/K:2*? = ,-* IP? += -/, <2,./2+,, /+* ,* ,F+ ;2,2,*: 2+=+ * ,4*: ,22,* -+2/4,* , ,42$ N* +,+*? -- ,4*: * > , 422;:+ *:./ ,;+, 2:+,=+ * ,4*: *- :=2*- *: 4 ,F*-?/=, ./ * ./24<:2* * -F/:* 2F2:K :=2*- +,+* =,2*:- ./,+*=,2- ,4+*- ;*:= *- ,4*:- ,- 22,M- ,F,-$

E= /= :2=2:* =*=+*? --, -2+/,* ,:2, ,+,*-, ,* S9? *: *-.f2, ,* BN9? /*- -,4*- :-2/,2- :,= 42./2,*- *=:/:-*- :=2*- ,F*- 4* =/+/K:2*-$ N* +,+*? -*=,, , */+:,-*2M- /42,:- *:+/:, , ,42 , :,/-+- 2;:2*:- *-:=2*- = :4,* ,*- <2- 2;4,*? --, -2+/,* :-/4+*/ ,--2, -/--2*- ,*:+- ;2,2:*- * +2+* BN9 ,* SF/:*?./ 42=2,, , +/,4 ,+,F= *;:2, ,* S9 4, 22,* *

-F/:* 4* -,4* *:$

!"

7/21/2019 acordao-2015_1284989





!015%C&'EL

E= -/=,? * BN9 ++,, =/+2: , *:+/:, * -,4* :-2/,4 *C'S *- :=2*- ,F*- 4*- =/+/K:2*-? =,- * *-F/2, ;,#4**:./ ,- *2M- */+/:,2- * :=2+2,= ./ *- :,/-+- *-:=2*- ,*=,,--= , 2;4,*? * ./ ,,,, *: 2F2: ,*=-,* ;2,2:, * ::2* BN9 ,* =:,* -F/:,*:$

($$$)

',4 ,2, ,--2,4,: ./? ,+> , +2* * B,* N,2*,4 ,9,2+,* # BN9? ./,4./: -./24<:2* *-:,* , A42 SF/:*

9,2+,2*,4 :, -*4/2*,* ,+:,>- *2- 2+-? , -,: :,/-+,- +,:2;,-? ./,* -/*:+K4 4*- =/+/K:2*- */ ,*:+ :/:-*-2:+,=+ :,42,* *: ,./4, 2-+2+/2*$

($$$)

A--2= -*? ,:, -*4/* = ,:K+: :=,+ * :*4=,-+:/+/:,4 ./ ,;+, , A42 SF/:* 9,2+,2*,4? +*:,#-22--K4 , 2=4=+,* 2=2,+, ,- -F/2+- =2,-

,) ,+:2/2: ,* /* C*=-,* ',:2,M- S,4,:2,2-(C'S) , ;/* F,:,+2: * ./24<:2* * SF/:* 9,2+,2*,4 * S2-+=,

2,2:* , 9,2+,*? :=,+=+ , <4 ,2*,4\

) ,/-+,: , ;*:=, ,F,=+* ,- 22,M- =*:+ 2,42? =** , ./ /=, ,:+ -, ./2+,, Q 2-+, 4* =:,*-F/:,*:? * :-+,+ 4* C'S$

D--, ;*:=,? -=: ./ , :4,* +: *- -22-+:*- ,F*- *-:=2*- :2*- -2+/,:#- ,,2* "0k (*+, *: +*)? * --*-:2, :*42* ,* C'S$ P*: */+:* 4,*? ./,* , :;:2, :4,*/4+:,,--,-- ,./4 *+* ./24<:2*? , ,:4, , =,2*: ,-22,M- -:2, ,--/=2, 4* C'S? = *= * =:,* -F/:,*:$

C*= , ;2,42, 2+,: ./ * *:,=+* * C'S -,

:--2*,* 2=2,+*? = *::2, , ,+/,4 -2+/,* -./24<:2** SF/:* 9,2+,2*,4? , ;*:=, ,F,=+* ,- 22,M- :2,-: ,4+:,,? =** , ./ * =:,* -F/:,*: 2-- , ,F,: ,,-/=, ,:+ ,- 22,M-$ O :-+,+? =2,+ -/#:*F,*? -:2,*:+* 4* C'S? * :,* :F/4,=+,: 5 (2*) ,*- (F:2;* *--*)$

JK * ./ 2 :-2+* ,- ,M- /22,2-? * T:2/,4 C*+,-

, U2* > 4,:* ,* ,*+,: *=2--* , ::-+,* * :K:2* 42*

-+,- ,/-,- * 2+ :/<* ,< ,2*? ,#-

3$5 O=2--* , ::-+,* * :K:2* ,- ,M- /22,2-

30

7/21/2019 acordao-2015_1284989





!015%C&'EL

\#a&! #% "eg#(a! e/!# 8e&e6$1$=($! &2! "e 1!&6!(%a e%1a"! e &ega'$)a e 1!8e('#(a 3e4a Seg#(a!(a0 $&g(e""a e% <#5! 3a(a6a5e( )a4e( !" $(e$'!" a!" 9#a$" "e 1!&"$e(a a3'!. O "eg#(a! a1$!&a&a 4$e a Seg#(a!(a (e"3!&"=)e4 3e4a a34$1e (e"3e1'$)a0 !# e&'2!0 e%1a"!" e "$&$"'(!" !1!(($!" &! 3a""a! 1a"!" e% 9#e "e a4ega ae$"'&1$a e )1$!" e 1!&"'(#>2!Q $&g(e""a 1!&'(a a Seg#(a!(a 9#e!3e(a)a &a (eg$2! !&e "e e&1!&'(a% !" 1!&<#&'!"@a8$'a1$!&a$"/(e"$&1$a" (e"3e1'$)!"0 e 9#e e(a% (e"3!&"=)e$" 3e4a"a34$1e" :3!1a.

/,* * =/+/K:2* *+>= -/--* = -/, =,, /22,4? ,-SF/:,*:,- -* *,,- , ,F,:= * >2+*? ./ F4*, * ,4*: 42+,* ,:-2* =/4+,-? /:*- /- -//=2, (/-+,- /22,2-? **:K:2*- ,*,+<2*- /-+,- :22,2-)$

N! 1a"! ! Seg#(! a8$'a1$!&a4 ! SF !1!((e "$'#a>2!3e1#4$a(. E%8!(a a 4$e <#$1$a4 "e e&'(e "eg#(a! e Seg#(a!(a0 aga(a&'$a ! e9#$48($! ! Seg#(! a8$'a1$!&a4 3e4! FCVS $%34$1a 9#e!" ;&#" &a" a>?e" <#$1$a$"0 $&e3e&e&'e%e&'e ! e&1e((a%e&'!e1!((e( e 3aga%e&'! )$a a1!(! !# "e&'e&>a <#$1$a40 "e<a%1!8e('!" 3e4! FCVS.

A""$%0 ! e"4$&e e""a" a>?e" <#$1$a$" &2! $%34$1a e%

&e&@#% 3(e<#5! 3a(a a" Seg#(a!(a"0 %#$'! e%8!(a 1a$8a a e"'a" ae6e"a ! $&'e(e""e ! Seg#(! a8$'a1$!&a4. E% 1a"! e 1!&e&a>2!a! 3aga%e&'! e a>?e"0 a" Seg#(a!(a" a!'a% #% !"3(!1e$%e&'!" "eg#$&'e"

aQ (e1!((e% a%$&$"'(a!(a ! Seg#(! a8$'a1$!&a4 a': ! IRB e 3!"'e($!(%e&'e a CAIXAQ 3a(a 9#e "e<a e6e'#a! ! (e3a""e !"6#&!" &e1e""=($!" !#

) 1a"! 3!""#a% (e1#("!" "#6$1$e&'e"0 e6e'#a% ! 3aga%e&'!09#e "e(= e#5$! ! "#3e(=)$' a "e( (e3a""a! CAIXA e3!"'e($!(%e&'e a! FCVS.

R--,4+#- ./ ,- SF/:,*:,- 24/= +: ,- --,-*:2/,- , ::-+,* /22,4 * SF/:* 9,2+,2*,4 *- F,-+*- *=,*F,*-? * /= * =*2=+* *:,2*,4 * SF/:*$

($$$)

S /4F,* :*+ * 2* * -F/:,* */ ;22K:2* ,-+, +:,-2+,: = /4F,*? , -F/:,*:, :*22,:K * ,F,=+* ,2, 22,* *= ,- , -+,$ E= - +:,+,* ,*- ;<-2*-* 2=4 -F/:,*? , -F/:,*:, *:K -: *,, , :/:,: *2=4 -22-+:,*$

N*- ,-*- -F/:* ,*- ;<-2*-? ./,* , -F/:,*:,? ,*2-+*:2,: * 2=4 -22-+:,*? ++,: , 2-+2, <2*- *-+:/*

31

7/21/2019 acordao-2015_1284989





!015%C&'EL

(:-*-,242, * *-+:/+*:) +*=,:K ,- =2,- ,<2- ,:, ,:/:,* * 2=4? *= ,- ,- *2M- , ,42? *:=,- :*+2,-$ I+= 17$13? :*2=+*- 2*,2- ,:, <2* *-+:/*$N-+- ,-*-? ,- , :/:,* * 2=4 -F/:,*? , -F/:,*:,:*22,:K? ,2,? ,*:* *= ,- *:=,- , ,42 -F/:*,2+,2*,4 4F2-4,* 2F+? * ,/2,=+* , ,* *=++ *=2-+, ,* :--,:2=+* *- :/<*- ,2*-$ (4+:, ? * 2+= 17$13$5$! ,-*:=,- :*+2,- , ,42)$j

N* *-+,+ , ,+/,* ,- SF/:,*:,- ,- ,M- /22,2-?

*-2:,* ./ * /- , :, ,- ,M- 22+,4=+ :,2 -*: ,:-:, * S9 ? *-./+=+? -*: * 'CS? += -2* --K:2* *,*=,,=+* ,- ,M- *: /= + 42*? ./ :-F/,: *-2+:--- * :K:2*? -, ;2-,42,* * ,,=+* ,- ,M-? -,2F:--,* ,- =-=,- , *2* 2+:--,*$ C*= * *+2* ,,42,: -- ,*=,,=+*? :2;2,=*- *=* * IRB , CAIVA =,F2* * ,*=,,=+* ,- ,M- /22,2- *+:, * S9%S9$

A+> ,F*-+* !000? ,- SF/:,*:,-? ./,* /4F,,=*2+? ,2*,,= * IRB , *2* 42+2-*-*:+ --K:2*? ./: -, , *2* :--F/:,*:, */ *=* ,=22-+:,*:, * ,+2F*ESA? ,+--*: , :-:, +>2, * S9$

A ,:+22,* * IRB *=* *#:> = ,M- *+:, ,- SF/:,*:,-?*= :-*-,242, 42=2+,, Q *+, :--F/:*? - K *= ,=,:* *,:+$ 67 * D:+*#42 º 73%66? -* :K+2, *=/= * =:,*-F/:,*:$ E+:+,+*? * ./ *: Q ./-+* -<;2, * SF/:*9,2+,2*,4? --, -2+/,* > -,2,? *2- * K :--F/:* ,--F/:,*:,- * -/*:+,= * :2-* * F2* +,=*/* * IRB ,:+22,*=* :--F/:,*:,$ C*=* K ,*:,*? - 1"88 * C'S > * :,4-F/:,*: * S9? *2- -/*:+, *- :/<*- , *:,* : *-+/,2- -/:K2+-? ,* Q- SF/:,*:,- ,,- 2+:=2,: *F2*$

($$$)

A--2=? * IRB :*/:*/ -,2: ,- ,M-? *: +: ./ -/,,:+22,* * =,2- - /-+2;2,:2,? -* /42,, , C2:/4,: PRESI001%!000 (;4$ 173#*4$6)? * * IRB =,2;-+, /42,=+ * +: =,2-2+:-- ,- ,M- /22,2- *4* * S9? *:2+, -/- ,*F,*-* -+2* ./ , :-*-,242, * IRB ,- ,M- *4* * S9:2, -: :,--,, Q CAIVA$

E+:+,+*? *-+,+,=*- ./ , +:,-2* * ,*=,,=+* ,-,M- * IRB ,:, , CAIVA * - / =,2:, 4,? *: +:- =*+2*-:22,2-

,) *;*:= 2;*:=,M- :2,- , K:, /:<2, * IRB? ,,-

= /= ./* =:* ,M- * J/22K:2* ,2+*/ , 4/-* * IRB ,42 (,4F* = +*:* !k , 3k *- ,-*-)\

3!

7/21/2019 acordao-2015_1284989





!015%C&'EL

) =-=* ,- 30 ,F*-+* !000? = ,4F/=,- ,M- ,--F/:,*:,- *+2/,:,= , ,=,: * IRB Q 42? -* ./? , F:,=,2*:2, *- ,-*-? * J/22K:2* 242,#- , +:=2,: , :=,2, *IRB * ;2+*? *: * *=:: , ./-+* , 22-+2, :--F/:** S9%S9\

) , ::2, CAIVA * ,--/=2/ , 4, :-*-,242, 4,::-+,* /22,4 * S9%S9$

($$$)

Ca#"!# %a$!( e"'(a&@e5a 'e(%!" e&1!&'(a! &a a%!"'(aa&a4$"aa !1#%e&'!" 9#e e%!&"'(a% 9#e a CAIXA0 a3" "e( !#)$a0%a&$6e"'!#*"e 1!&'(a($a%e&'e = "#a e&'(aa &! 6e$'! )!4#%e K " 64"./K0 /0 HK/KK e W/Q.

P!( !#'(! 4a!0 &! 1a"! ! !1#%e&'! " 64". W/*)!4.K0 !a)!ga! ! IRB $&6!(%a 9#e a CAIXA0 e% %#$'!" 1a"!" !1!(($!" &a1!%a(1a e Sa&'!"0 a""#%$# a 4$e0 e"4!1a&!*a 3a(a a J#"'$>aFee(a4. Ne""a %e"%a 4$&@a0 'e%!" ! !1#%e&'! " 64". /*)!4.K0 e%9#e a CAIXA %a&$6e"'a0 1!% $'!0 "e# $&'e(e""e e% $&g(e""a( &a 4$e0"e&!*&!" $&6!(%a! 9#e 'a4 3(!1e$%e&'! 'e% !1!(($! 1!%6(e9]&1$a &! e"'a! e S2! Pa#4!. g($6e$Q.

P*#- :: *- K:2*- =4*- ,--2,4,*- ./ **::+*+,4 ;,4+, **:,* /2;*:=2, ./,+* ,*- :*2=+*-,*+,*- 4, CAIVA * +*,+ Q- ,M- /22,2- *4* * SF/:*9,2+,2*,4$ A* ,--* ./ ,4F/- ,*F,*- , +2, +=,<4 , ,:+22,* , CAIVA ,- 42-? */+:*- =*-+:,= +*+,4-*2=+* , =,+>:2,? F,* =-=* , ,;2:=,:? = ,4F/- ,-*-?./ , CAIVA * += /=, :-*-,242, -*: * S9%S9? * ./ >*=4+,=+ -,2*$

C*=* * IRB? *= ,=,:* , P*:+,:2, º !3%!000 * T:=* T:,-;:2, ;2:=,* *= , CAIVA = ,F*-+* * =-=* ,*? :*/:,

-,2: ,- ,M- *4* * S9%S9 # *+* 2+* = ,4F/- ,-*- #? ,*/+, , CAIVA :-/4+, = -2+/,M- * * K /= ,F+42* ./ ,*=, * ,,=+* --,- ,M- /22,2-$ T=*- *=*=4* *- :/<*- ./ *= ,2: +,4 -2+/,* * */=+* Q- ;4-$50%1#*4$6? * ./,4 , -F/:,*:, -2-+ , ,* /22,4? -= *+-+,*?4* ;,+* * IRB * ;2F/:,: =,2- *=* 42+2-*-*:+ , 42 , CAIVA+,=*/* ;2F/:,: , ,*$

($$$)

E+ ,./4, K:, /:<2, ./ * ,*=,,=+* ,- ,M- /22,2- - - +*:,:K 4F<+2=* - ,=,:,* *: 42 */? *;*:= :2-+* *,:+2F* 6! , C*-+2+/2* :,4? *: 2* 2, P:*2-:2,$

33

7/21/2019 acordao-2015_1284989





!015%C&'EL

A+ , *=42, , =,+>:2,? , CAIVA ,=2*/./-+2*,=+*- Q STN *: 2+:=>2* * O;<2* SUUS%GESE 003%01? 0%01%!001 O;<2* º 530 CAIVA? 08 /4* !00!? 2,F,*-*: * ,--/+*? ./ *;*:= , N*+, T>2, %STN º 187COARP%DIOPE#B? 16$03$!001? ;*2 2,, Q PGN ,:, ,:2,*$j

E= *-/4+, ;*:=/4,, 4, ./2 ,/2+*:2,? , CAIVA =,+* *-22*,=+* ,:,* * */=+* -/:,? ,* :-*: (;4$ 163#*4$3)

iP4, P*:+,:2, * 22-+>:2* , ,, º !3? !8%07%!000? QC,2, E*=2, :,4 ;*:,= +:,-;:2*- *- -,4*- , :-:, +>2,* SF/:* 9,2+,2*,4 ($$$) =,2- :/:-*- * S9 ($$$) +** ./,4./: :/:-* -- -F/:* = *: * IRB#B:,-24 R$

E= :,* , ,--/*? 4, CAIVA? , ,=22-+:,* ;2,2:,*- :/:-*- * SF/:* 9,2+,2*,4 * S2-+=, 2,2:* , 9,2+,* #S9 *+/* +, *-2:,* , ;,4+, 4F2+2=,* -+, =:-,42, ,:, = /<* ::-+,: * S9? , K:, /:<2, -+, =:-,42, 2/ *:2+,* ,*- /:<2*- :F2*,2- ,:, ./? ,+> /4+:2*: 2-* ,/+*:2, , R42, *= *=+2, ,:, +,+*? :*=*,, ;-, /22,4 *- 2+:--- * :;:2* -F/:*? -=: ./ , CAIVA ;*: 2+,, */ 2+2=,, ,:, - =,2;-+,: = =,,- , 4 :+2+-$j

D, ,K42- * *-22*,=+* , CAIVA -*: , ./-+* *#-:: ./ , +2, + * +: *=+2, 4F,4 ,:,::-+,: /22,4=+ *- 2+:--- * SF/:* 9,2+,2*,4$ E+:+,+*?* ,:F/=+* /+242,* * > K42*$ A4F, , CAIVA ./ , ,* IRB? *: ;*:, * D:+* L2 º 73%66? :-*: , 42./2,* -22-+:*- /22,2-, :**:* , :-*-,242, :--F/:,,$ N* *-+,+? * ,-* *SF/:* 9,2+,2*,4 * S9 * K , ;2F/:, * :--F/:*$ E= /==*=+* , *:,* * IRB *+:2/2 *= , ,:4, !0k*::-*+ ,* :--F/:*? +,=*/* : ./,4./: ,4*: , +<+/4* :=2* :--F/:*$

U=, ./ * K :--F/:*? 4*F2,=+ * K ./ - ;,4,: = 42+2-*-:2* --K:2* * IRB ,- ,M- *4* * S9%S9$ N*-,/-, -+:,, ./ , CAIVA? ,=22-+:,*:, * SF/:* 9,2+,2*,4- !000? +, 2-* +* ./2*,, -*: , =,+>:2,$

A4F, ,2, , CAIVA ./ *:2+*/ *- /:<2*- :F2*,2- ,=:-, , :*=*:= , ;-, /22,4 * S9 -=: ./ , =:-, ;*: 2+,, /22,4=+$ E=*:, * +, -2* =2*,, , ,+, = ./ ;*22, +,4 *:2+,*? +2=*- ,--* , ,/+*- /22,2- * /=*-*-:,: K:2*- =4*- = ./ ,*F,*- , CAIVA - :/-,= ,2F:--,: = ,M- ,4F,* * -2+:-- , +2, * ,--/+*(*4/= 6 Q- ;4-$ !3%6? 30%8? 56%66 73%80)? :4,*? 24/-2? +*+,4-*2=+* -*: , =,+>:2,$

3

7/21/2019 acordao-2015_1284989





!015%C&'EL

C*-2:,M- 2,2- ,=2,=+*- :4,2*,*- Q *=2--*, ::-+,* * :K:2* ,- ,M- /22,2-

O ,*:,=, ,+/,4 , ::-+,+22, * SF/:* 9,2+,2*,4 =42- /22,2- > ,--, :*/,+$ U=, ./ IRB CAIVA - :/-,=, ;: ,+2,=+ *- 2+:--- * S9%S9? += ,2* ./,- ./4/-2,=+ Q- SF/:,*:,- +,4 ,4$

T,4 -2+/,* * > , =,2- ,./,, * *+* 2-+, , :*+**- 2+:--- 42*-? *2- , :-*-,242, ;2,2:, * S9? 24/-2

,./4, *::+ ,M- /22,2-? > -/*:+,, 4* C'S? * ,*,:+22,* ;2,2:, ,- SF/:,*:,-$ E=*:, -+,- ,+/= ,- 42-? ,:, > ./ * :-/4+,* * :*--* = ,, 4- ,;+,? /=, ./ */- 22+,4=+ :,2:K -*: , :-:, +>2, * SF/:*9,2+,2*,4? -= * =*: :/<* Q :=/:,* ,- SF/:,*:,-$

T*:,#- 2=:-2<4 :=+ ./ ,4F/= + ,--/=, ,;-, *- 2+:--- * :K:2* , ./-+*$

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

A+ +** * ,::,*,* *--2242, F:,- ,*- ,*

:K:2* 42*? * TCU :*- * ,=2,=+* +:=2,* ,:, ./

, C,2, ,+/ ;*:=, :#,+2, ,- ,M- /22,2- * -F/:* ,2+,2*,4

* S9$

A--2= -*? :-+, 2,=+ =*-+:,, , --2,

2+:* :#,+2, , C,2, E*=2, :,4 ,- ,M- -/:2+K:2,-

* S9? -,4* =4*: /<*$

S,42+#- ./ , ./-+* :*--/,4 *-+, = ,= :-,

-*: Q =,2;-+,* :--, , C,2, E*=2, :,4? , ./,42,

,--2-++ -2=4-? , ;2= 2+F:,: , 42? /* 2+:-- /:<2* >

35

7/21/2019 acordao-2015_1284989





!015%C&'EL

=,2;-+*? ,*:* *= ,- :,M- /:<2,- :2+,,-? :2=2:*? *:./

,./4, > ./ ;,2, , ;2-,42,* , *:,? = *::2, -: ,

;2,2,*:, -+,? ,+-+,, , 22-+2, <2* :2-++ ,:,

*+:,+,* * -F/:*$ E= -F/* 4/F,:? *:./ , =:-, 42,

:2+,,? , *2* F-+*:, * ;/* *=-,M- ,+-

:;:2*? -+K *:2F,, , :--,:2: +/,2- 22,M- -,+2-;2+,- =

;/* <2*- *-+:/+2*-? *::* ,< * 2+:-- /:<2* *

:-/4+,* , ,/-,? ./ ,/+*:2, , -/, ,:+22,*? ,2, ./ , *2*

,--2-++ -2=4-$

A--2=? :2;2,#- * ,-* = ,= , *--2242, -:

,=2+2, , ,--2-+2, -2=4-? =** 2+:* +:2:*- ./ *

-: ;*:=/4,* = ./,4./: =*=+* :*--/,4? -* ./ -+, 2+-

> * ,-* 2+:* ,--2-+2,4$

N-- -+2* -* ,- 42M- * 24/-+: /:2-+, A+*- G/-=*

C,:2:*3? in verbis:

O +:2:* *:K ;*:=/4,: * 2* ,=2--* *=* ,--2-++ emqualquer momento da tramitação processual ? - ./ 2+,* * :>/ (,:+$ !1") ,+> * +:-2+* = /4F,* , -+,$ C, ,--2-+2,? *2-? -+,* *:*--* = -F/* F:,/ /:2-2*? */ = :/:-* -2,4 :,+ *S/:2*: T:2/,4 J/-+2, */ +:,*:2K:2* :,+ * S/:=* T:2/,4:,4$

A ,--2-+2, -2=4- -+K 2-242,, , ,:+2: * ,:+$ 50 *

C2F* P:*--* C224? *::-** , /=, 2+:* /4+:2*: *

;2+*? -*:+ , 2: , 2+F:,: , 42 = /:-* = /= -/- 4*-$

/,+* ,* +=, = ,=? ,42K-? :4, +:,: *,=+ Q

,24, ,- 42M- *- /4+*- /:2-+,- ,:2*2 2+22:*? , -F/2: +:,-:2+,-

. A""$"'&1$a S$%34e". A ,:+22,* +:2:* = /= :*--*+ 4, 2, , ,--2-+2, -2=4- /-+2;2,#- 4, *--<4

3 CARNEIRO? A+*- G/-=*$ I+:* T:2:*-? 16H 2*$ S* P,/4* S,:,2,?

!006? $ 181$ ARINONI? L/2 G/24:=\ ITIDIERO? D,24$ C2F* :*--* 224 *=+,*,:+2F* *: ,:+2F*$ !H E$ S* P,/4* E2+*:, R2-+, *- T:2/,2-? !010? $ 135$

36

7/21/2019 acordao-2015_1284989





!015%C&'EL

::/--* ./ , +/+4, /:2-22*,4 -- :-+,, *--, +: = -/,-;:, /:<2,$ A=2+#- ./ * +:2:* *4/+,:2,=+ ,:+22 *:*--*? :* ,- *-2M- /:<2,- 2:+- ,* :*--* /-+*? *=* ;2= ,/242,: /=, ,- ,:+- , *+: +/+4, /:2-22*,4 ;,*:K4 ;2-,42,: , */+, ,- ,:+- = /<*$ A ,--2-+2, += *=* *+,*2+/,4 , *4/+,:2,$(g). Re9#$"$'!". A=2+#- , ,:+22,* +:2:* *=* ,--2-++ -2=4-

- ./ 2-+, :*--* + ,, , =*-+:,* 2+:-- /:<2* , ,/-,$

N* ./ 2 :-2+* Q ,--2-+2, 42+2-*-*:2,4 > **:+/*

+:,-:: ,- 42M- ,2* 24=,5 , -F/2:

W , 2+:* ./ ,*+ *: ,./4 -/2+* que é titular da lide (parteno plano material)? =,- ./ ,,, *: 2F:--,: = /= :*--* ./ K -*+:, = ,,=+*$ E= -<+-? * assistente litisconsorcial -,:-+, *=* litisconsorte facultativo unitário ulterior * *=* =:**,/,+? ,/242,: , ,:+ , ./ ,: (./ * -: +,+* , ,/+*:,./,+* , :>)$ E? , -2+* , =,4-2,, ** +2, * 4F2-4,*:? -- >+,=>= * +2=+* ,2;2,=+ ,*+,* 4* S/:2*: T:2/,4 J/-+2,$ O assistente litisconsorcial é o titular do direito discutido em !u"#o $

e% dessa forma% será atingido pela coisa !ulgada $ que ingressaulteriormente no processo&.

O ,:+2F* 5 * 24*=, :*--/,4 -+,4 ./ se considera

litisconsorte da parte principal o assistente% toda ve# que a sentença 'ouver

de influir na relação !ur"dica entre ele e o adversário do assistido. T,4 *:=,

4F,4 ./2,:, * ,--2-++ 42+2-*-*:2,4 Q *2* ,:+? :*:2,=+

2+,? *2- -+K -/2+* +,+* ,*- ;2+*- , 2-* :*4,+,, ./,+* ,*

=>:2+* , ,/-,$ A:, -+ 2-*-2+2* 4F,4 -* *- *=+K:2*- N4-*

N:e J/2*: 6 , -F/2: +:,-:2+*-

A('. H.. I&'e(e""e <#($1!. S*=+ * 2+:2: *=* ,--2-++ * +:2:* ./+2: interesse !ur"dico = ./ /=, ,- ,:+- , , ,*$ 9K 2+:-- /:<2* * +:2:* ./,* , :4,* /:<2, , ./,4 -, +2+/4,: *--, -:

5 ILAN? ,2*$ artes% itisconsórcio e *ntervenção de +erceiros$ P*:+* A4F: ':*J/:<2*? !007? $85%86$6 NERh JUNIOR? N4-*$ NERh? R*-, ,:2, A:,$ Código de rocesso Civil

Comentado e legislação extravagante$ 10H $ S* P,/4* E2+*:, R2-+, *- T:2/,2-?!008? $ !68%!70 !7!$

37

7/21/2019 acordao-2015_1284989





!015%C&'EL

reflexamente ,+2F2, 4, -+, ./ 2: , -: :*;:2, +: ,--2-+2* ,:+ *+:K:2,$(g)P,:, ,;:2:#- , 2-+2, 2+:-- /:<2* 4F2+2=,*: , 2+:** +:2:* *=* ,--2-++ -2=4- * :*--*? > :2-* ,,42,:#- ,*+2,42, , -+, ,/-,: :/<* /:22,=+ :4,+ ,2:2+* ,./4 ./ :+ 2+:2: (RT 66"%!15)$(g)A('. H.. Pe$! e a""$"'&1$a. O +:2:* *? *: +2* -2=4-? :./:: -/ 2F:--* * :*--* , ./,42, ,--2-++ -2=4-$ (g)

($$$) A *:=, :F/4, , ,--2-+2, 42+2-*-*:2,4 */ ./,42;2,,$ A--=4,#-? ;*:=, :K+2,? , /=, ->2 42+2-*-:2* ;,/4+,+2* /4+:2*:$ P*-: ,--2-++ 42+2-*-*:2,4 +** ,./4 ./? - * 2<2* * :*--*?*:2, +: -2* 42+2-*-*:+ facultativo,unitários , ,:+ ,--2-+2,$($$$)E=*:, , *:=, ;,4 = 2;4/2, , -+, , :4,* /:<2, *,--2-++ 42+2-*-*:2,4? , :K+2, 2-+* ./2,4 , :,2:, ;2K2, ,*2-, /4F,, *+:, +:2:* ,2, ./ * 2+:, * :*--*? ,-;:, /:<2, ,./4 ./ *:2, +: -2* ,--2-++ 42+2-*-*:2,4 -:K2*:,4=+ ,+2F2, 4, -+, :*/2, +: ,- ,:+-$ I-+**:./ ,- 2+-- ,--2-+2, 42+2-*-*:2,4 -* ,./4,- 42+2-*-:2* ;,/4+,+2*#/2+K:2*$

W **:+/* +:,: Q *4,* , 42* * 24/-+: /:2-+, 9/=:+*

T**:* J2*: 7 *=* -F/

A:+$ 50$

3$ I+:-- /:<2*$ S*=+ * 2+:2: *=* ,--2-++ * +:2:* ./+2: interesse !ur"dico = ./ /=, ,- ,:+- , , ,*$ 9K 2+:-- /:<2* * +:2:* ./,* , :4,* /:<2, , ./,4 -, +2+/4,: *--, -: reflexamente ,+2F2, 4, -+, ./ 2: , -: :*;:2, +: ,--2-+2* ,:+ *+:K:2,

D-- =**? , C,2, E*=2, :,4 -: 24/<, *

4* ,--2* , :-+ =,,? -/2+,*#- *= 2--* ,*- ;2+*- ,

-+, , -: :*4,+,, * ;2+*? ,+ , 2-+2, 2+:-- /:<2* ,

-*4/* * 42+<F2*? *=* - * *-:,: , ::2, =,2;-+,* -+, *

:-+ ;2+*$

7 T9EODORO J`NIOR? 9/=:+*$ C/:-* D2:2+* P:*--/,4 C224 ] P:*2=+*-T*:2, G:,4 * D2:2+* P:*--/,4 C224 P:*--* C*2=+*$ 7 H $ R2* J,2:**:-? !007? $ 163$

38

7/21/2019 acordao-2015_1284989





!015%C&'EL

P*:+,+*? * :-+ ;2+*? K 2+:-- /:<2* , C,2,

E*=2, :,4 = 2+F:,: , 42? , ./,42, ,--2-++ -2=4-?

*2- ,2, ,./4, , *:2F,* ;2-,42,: , *:, F,:,+2: ./ -+, -+,,

2-+, <2*-? , ;2= ./ * *+:,+* -F/:* ;*-- ,,*? *2- -+

+2* ,+* :--/M ./ * :2-* > 2:+*? /, :+, **::: *

+* ,*-* :+2:, , ,4,+*:2, ,++, *+:, , ,+/:, /:<2, ,

,, = ./-+*$

W **:+/* -+,,: ./ , :-*-,242, , =:-,

42,? ./ +2, , *:2F,* ;2-,42,: , *:, F,:,+2: ./ -+, -+,,

2-+, <2*-? ;:+ ,* -F/:,*:? , ;2= ./ * *+:,+* -F/:*

;*-- ,,*? *:2, -: 42+,, , /-+2, ::2,? +* = 2-+, *

+2=+* ,* 4, C*:+ S/:2*: J/-+2, ./,+* Q *=+2, ?

*: 2, *-.f2,? , 22-+2, *#:-*-,242, -*42K:2,

*= * -F/:,*: * ,F+ ;2,2:* ./ 2/2/ -+ Q *+:,+,* *-F/:*? * ,-*? , C,2, E*=2, :,4$

E+:+,+*? *= , 2* , 2, P:*2-:2, $º 513 !6

*=:* !010? *:+2, , L2 $ 1!$0" =,2* !011? ;*2

;22, , *:2F,* , C,2, E*=2, :,4 *= :4,* ,*- *+:,+*-

;2,2,=+* 4:,*- 4* S9 *= 4K/-/4, -/:2+K:2,? -* ./

-+- ,--,:* , +: *:+/:, 4* C'S? 24/-2 * ./ 2 :-2+* Q-

--,- *::+- ,*- ;<-2*- ,* 2=4 , :-*-,242, 224* *-+:/+*:? */ -,? ,+,=+ , 2+- +:,+,, -+ ;2+*? in verbis:

A:+$ 1* 2, * /* C*=-,* ',:2,M- S,4,:2,2- # C'S,/+*:2,*? , ;*:=, 2-242,, = ,+* * C*-4* C/:,*: * /* C*=-,* ',:2,M- S,4,:2,2- # CCC'S? ,I # ,--/=2: *- 2:2+*- *:2F,M- * SF/:* 9,2+,2*,4 * S2-+=,2,2:* , 9,2+,* # S9%S9? ./ *+,, *= F,:,+2, ./24<:2*:=,+ = <4 ,2*,4 * /* = 31 =:* !00"\II # *;:: *:+/:, 2:+, ,*- *+:,+*- ;2,2,=+* ,2+,2*,4,:,*- , +2+, A42 * S9%S9\ III # :=/:,: , C,2, E*=2, :,4? , ./,42, A=22-+:,*:,

* C'S? 4,- ,+:2/2M- *::+- * 2-*-+* -+ ,:+2F*$P,:KF:,;* 2*$ A *:+/:, 2:+, ./ +:,+, * 22-* II *:K *:2:

3"

7/21/2019 acordao-2015_1284989





!015%C&'EL

I # * -,4* *: ;2,2,=+* ,2+,2*,4? = ,-* =*:+ */2,42 :=,+ * =/+/K:2*\ II # ,- --,- :4,2*,,- Q *:+/:, ,*- ;<-2*- ,* 2=4 Q:-*-,242, 224 * *-+:/+*:$

N*+#- ./ /=, *:+2, = 42? -:* =,+2*- *-

;2+*- :*/2*- 4, 2, P:*2-:2, - , ,+, , -/, 2*? *

,* , --2, * C*F:--* N,2*,4 +:,+,: , =,+>:2, =2,+

:+* 4F2-4,+2*$ N-- -+2* -* *- -2,=+*- A4,: *:,-8

A :2* * :+*#42 * ,,::+,, , /42, *- ,+*- :,+2,*-/:,+ -/, 2F2, ,* ,--* ./ , =2, :*2-:2, * += ;2K2,?- , 2*? - * ;*: *:+2, = 42? ,* ,* C*F:--*N,2*,4 2-242,: ,- :4,M- /:<2,- 4, *::+-$ S*=+ =,-* 2>:2, * CN? * :,* 60 2,-? ,- =2,- :*2-:2,-:2+,,- +:* ;2+*- /? ,--=4,*#- ,*- ,+2F*- D:+*-#42$

A=,2-? ,+:,>- 2;*:=,M- :+2:,,- * site * T-*/:*

N,2*,4 (++%%nnn$+-*/:*$;,,$F*$: )? * /* C*=-,* ',:2,M- S,4,:2,2- ;*2 :2,* *: 2+:=>2* , R-*4/* $º !5%67 *

C*-4* A=22-+:,* * +2+* B,* N,2*,4 9,2+,* ] BN9?

/, F-+* -+K , ,:F* * 22-+>:2* , ,, (A:+$ º? 22-* II? , L2

$º 7$73"%8" P*:+,:2, I+:=22-+:2,4 $º 1"7%8")? *=+2* Q

,=22-+:,* * :;:2* ;/* Q C,2, E*=2, :,4? *- +:=*- ,

P*:+,:2, $º 8%88 * +2+* 22-+>:2* , 9,2+,*? U:,2-=* 2*

A=2+ , L2 $º $378%0!$ A--2=? ;2*/ 2,=+ -/:,, , ./-+* ,:, *

2+:-- , U2* , C,2, E*=2, :,4 * :-+ ;2+*? -* ,

*=+2, ,:, , ,K42- /4F,=+* , :-+ =,+>:2, , J/-+2,

:,4$ I--* - ,* ;,+* ./ * ;/* *=-,* :2+,*

,--*/ , -: /+242,* +,=>= ,:, *:+/:, *- ,*- ;<-2*- ,* 2=4

Q :-*-,242, 224 * *-+:/+*:? */ -,? ,+,=+ , 2+- +:,+,,

-+ ;2+*$8 ORAES? A4,: $ D2:2+* C*-+2+/2*,4$ 17H $ S* P,/4* A+4,-? !005? $ 607$

0

http://www.tesouro.fazenda.gov.br/

http://www.tesouro.fazenda.gov.br/

7/21/2019 acordao-2015_1284989





!015%C&'EL

A2,? =: -: *-2F,* ./ , ./-+* ,;+, ,

--2, , C,2, E*=2, :,4 2+F:,: , 42 > *:= 42,?

+* = 2-+, ./ :-, ./,+* Q *=+2, = :,* , --*,? ;, Q

2+:* + 42* ;:,4? , ./,4 > ,-*4/+,$

N*+#- ./ , C,2, E*=2, :,4? 2-+2+/2* ;2,2:,

:2,, -* , ;*:=, =:-, 42, 4* D:+* L2 Y$ 75"%6"

2/4,, ,* 22-+>:2* , ,,? ,--/=2/ * ,:* *+:,+/,4 :2+<2*

* S2-+=, 2,2:* , 9,2+,*? 24/2* *- , CO9AB? * ./

/-+2;2,:2, , -/, +/,4 2+:* * :*--*$

A=,2-? ./,+* Q 2-+2, 42+2-*-:2* ,--2*

--K:2* +: , -F/:,*:,#:> , C,2, E*=2, :,4? K -

=,2;-+*/ * EF:>F2* T:2/,4 RF2*,4 :,4 , H RF2*? /* R4,+*:

;*2 * =2+ D-=,:F,*: :,4 ',4=,: C,4++2? in verbis:

ADINISTRATI'O$ CI'IL$ RESPONSABILIDADE CI'IL$LITISCONSaRCIO PASSI'O NECESSÁRIO. CE$ CAIVA SEGURADORA. APaLICE$ NZO EVCLUSZO DE COBERTURA$ DANO ATERIAL$ DANOORAL$ AÇZO REGRESSI'A$ NEVO DE CAUSALIDADE$ LUCROCESSANTE$ AUS[NCIA DE JU&O DE PROBABILIDADE$ CORREÇZOONETÁRIA$ SUCUB[NCIA REC&PROCA ANTIDA$ COPENSAÇZODE 9ONORÁRIOS$ N, >*, = ./ */ , *+:,+,* * -F/:*?2-+2,? *=* ,2, * - * *-+,+,:? /=, -+:2+, :4,* +: ,CE , SASSE C,2, SF/:*- (* C,2, SF/:*-)? * ./ =*-+:,? *:-+ ,-*? , 2-+2, 42+2-*-:2* ,--2* , CE$ P:+, T/:=,$ ($$$) (A $º !000$71$10$00550#3? /,:+, T/:=,? D$E$1"%03%!007? R4,+*: D-=,:F,*: 'ALDEAR CAPELETTI)$

D-+, ;*:=,? 2+ * +2* F,:,+2, ,, ,:, *

*-/=2*: */ -+ = :4,* ,* ,F+ ;2,2:* (<2*- *-+:/*

*/ =+/* 2*+K:2*)? , C,2, E*=2, :,4 :-* 4,-

*:2F,M- 22,: ,< *::+-? , *2* F-+*:, * /*

C*=-,* ',:2,M- S,4,:2,2- (C'S)? ,+2+- Q ,42

S9%S9C$

A2,? * ./ +,F , *=+2, ,:, ,K42- /4F,=+*, =,+>:2, 2-/+2, * :-+ ;2+*? :,;2:=*? /=, =,2-? ./ +:

1

7/21/2019 acordao-2015_1284989





!015%C&'EL

:2-+* * *-22*,=+* ./ ,*+,, ./,+* Q 2-+2* +: -F/:* ,:,

/=:2=+* ,- :-+,M- * =+/* 2*+K:2* ,./4 -+2,* ,

*:2: *- ;2+*- *-+:/+2*-? +* = 2-+, ,- :2+:,,- 2-M- *

S/:2*: T:2/,4 J/-+2,? ;22* *=* *=++ ,:, ,,42-,: ,-

./-+M- ,+2+- ,*- <2*- *-+:/* +,=>= , J/-+2, E-+,/,4?

*;*:= 2-* 4,:, * /4+* 22-+:* S22 B+2 , :-2+* *

+=,? /* ,:-+* - +:,-: = ,:+ , -F/2:

A,- ./,* , *:,, , 22,* -/:2+K:2, -+, ;/,, =<2*- *-+:/* * 2=4 > ./ 2-+ *-22*,=+* ;* ,2-+2, :-*-,242, -*42K:2, * ,F+ ;2,2:*$ -=* --,-2+/,*? *:>=? , SF/, S* -+, C*:+? * /4F,=+* ,/-,::-+,+2, :*--*- :+2+2*-? K - =,2;-+*/ 4, ,/-2, -*42,:2,$ C*;2:,#-

RECURSO ESPECIAL$ SISTEA INANCEIRO DA 9ABITAÇZO$ AÇZOE UE SE CONTRO'ERTE A RESPEITO DO CONTRATO DE SEGURO ADJECTO A UTUO 9IPOTECÁRIO$ LITISCONSaRCIO ENTRE ACAIVAECONÔICA EDERAL%CE E CAIVA SEGURADORA S%A$IN'IABILIDADE$ COPET[NCIA DA JUSTIÇA ESTADUAL$ RECURSOESPECIAL REPETITI'O$ LEI N$ 11$67!%!008$ RESOLUÇZO%STJ N$ 8? DE07$08$!008$ APLICAÇZO$1$ N*- ;2+*- = ./ - 2-/+ , :-2+* *+:,+* -F/:* ,+* ,*+:,+* =+/*? *: *4: 2-/--* +: -F/:,*:, =/+/K:2*? * ,;+,: * C'S (/* C*=-,* ',:2,M- S,4,:2,2-)?22-+ 2+:-- , C,2, E*=2, :,4 , /-+2;2,: , ;*:=,* 42+2-*-:2* ,--2* --K:2*? -*? *:+,+*? , J/-+2, E-+,/,4 ,*=+2, ,:, * -/ /4F,=+*$ P:+-$ !$ J/4F,=+* ,;+,* Q!,$ S* *= ,- * P:*2=+* , L2 $ 11$67!%!008 R-*4/*%STJ $ 8%!008 (L2 R/:-*- R+2+2*-)$3$ R/:-*--2,2- *2*- = ,:+ ? --, +-*? * :*2*-$(RE-10"1363%SC? R4$ 22-+:* CARLOS ERNANDO AT9IAS (JUIEDERAL CON'OCADO DO TR 1H REGIZO)? SEGUNDA SEÇZO? DJ!5%05%!00")$

D-+,:+? *-2F* ./ ,--* , ,*+,: * +2=+* *

S/:2*: T:2/,4 J/-+2, ,:, ,4+:,: * *-22*,=+* /:<2* ./

/+242,, ./,+* Q 2-+2* ;2+, +: -F/:* ,:, ,F,=+* =+/*

2*+K:2* ,./4 ,:, , F,:,+2, *- <2*- *-+:/*? ,;,-+,* ,

-*42,:2, ,+> +* :*2, *= , C,2, E*=2, :,4? * ./

* ,4+:, * :-/4+,* -+ :/:-*? = ;, *- ,:F/=+*- :2+,*-$

!

7/21/2019 acordao-2015_1284989





!015%C&'EL

P*:+,+*? > ,-* 42,: , *=+2,? *= ,- *-

;/,=+*- 2-+2+*- ,+:2*:=+ :;:2*-? +: 4- , ./-+* ./ 2

:-2+* Q L2 $ 1!$0" =,2* !011? +* = 2-+, ./ -+, ,+:2/2 ,

:-*-,242, ,./4, 2-+2+/2* ;2,2:, ,:, :-*: = ./,4./:

2+- ,*- 42+*- 22,*? , 42, +2=+* * S/:2*:

T:2/,4 J/-+2,$

A=,2-? * ./ 2 :-2+* Q ,42,* , *:=, :2+,,

,,- *- *+:,+*- ;2:=,*- ,- , -/, 2*? +,=>= * =:

F/,:2, :;:2, ,4F,*? /=, ./? *=* ,+:2*:=+ =2*,*? *

/* C*=-,* ',:2,M- S,4,:2,2- ;*2 :2,* = 1"67? ,+:,>-

, R-*4/* $º !5 * +2+* BN9$

JK , L2 $ 1!$0"%!011? * -/ ,:+$ 1º? 22-* III? *;:2/ Q

C,2, E*=2, :,4 , ./,42, ,=22-+:,*:, * ;/* ;2,2:*

:2+,* *=* +,4 :-*-K4 4*- ,F,=+*- 2*- *= :,

*::+ ,./4$

N*+#- * ,:+$ !º , 4F2-4,* = *=+* ;22/ ./

A:+$ !* 2, ,/+*:2,* * ,:4,=+* <2,- 2,- ,+> !6 *=:* !010? ,+, 2* , 2, P:*2-:2, * 513? !010?,- 2-+2+/2M- ;2,2:,- *= * C'S? *::+- , ,--/* ./+:,+, * 22-* I * ,/+ * ,:+$ 1*? = ;*:=, , -: ;22, 4* CCC'S$

P*:+,+*? ,* :=2+2: , :F*2,* ,- <2,- 2,- ,+> ,

,+, , 2* , 2, P:*2-:2, $º 513%!010? *:+2, , L2 $º

1!$0"%!011? , :;:2, *:=, /:<2, *--2242+*/ , ,42,* ,*- *+:,+*-

;2:=,*- ,+- , -/, 2*? =-=* *:./ +/,4 22,* 2,

*: <2*- *-+:/*? *=* * ,-* *- ,/+*-? :K -: -/*:+,,

4* ;/* ;2,2:* :2+,*? * ./,4 > ,=22-+:,* 4, C,2, E*=2,

:,4$

3

7/21/2019 acordao-2015_1284989





!015%C&'EL

I I I D IS P OS IT IV O

A&'e ! e3!"'!? *= ;/,=+* * ,:+$ 557? caput ? * CPC?

F* -F/2=+* ,* ,F:,* 2-+:/=+*? =,+* , 2-* ./

42*/ , *=+2, ,:, , J/-+2, :,4$

D242F2,- 4F,2-$ I+2==#-$

P*:+* A4F:? 31 /4* !015$

DES. JORGE LUI, LOPES DO CANTO0Re4a'!(.

acordao-2015_1284989

Documents

Transcript of acordao-2015_1284989