Avalin resp cap7
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Transcript of Avalin resp cap7
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Avalição de InvestimentosAdriano Leal Bruni ([email protected])
Respostas do livroCapítulo 7
www.MinhasAulas.com.br
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TMA Respostas: VFL4% PBS 4.00 VPL 10,000.01 VUL
PBD 4.45 TIR 16% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (20,000.00) (20,000.00) (20,000.00) (20,000.00)1 4,998.29 (15,001.71) 1.00 4,806.05 (15,193.95)2 4,998.29 (10,003.42) 1.00 4,621.20 (10,572.75)3 4,998.29 (5,005.13) 1.00 4,443.46 (6,129.29)4 4,998.29 (6.84) 1.00 4,272.56 (1,856.73)5 4,998.29 4,991.45 0.00 4,108.23 2,251.50 6 4,998.29 9,989.74 3,950.22 6,201.72 7 4,998.29 14,988.03 3,798.29 10,000.01 8 14,988.03 - 10,000.01 9 14,988.03 - 10,000.01
10 14,988.03 - 10,000.01 Soma
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13,159.33 1,666.10 1.50
PBD
1.00 1.00 1.00 1.00 0.45
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TMA Respostas: VFL5% PBS 5.86 VPL (7,999.99) VUL
PBD 10.00 TIR 1% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (60,000.00) (60,000.00) (60,000.00) (60,000.00)1 10,244.91 (49,755.09) 1.00 9,757.06 (50,242.94)2 10,244.91 (39,510.18) 1.00 9,292.44 (40,950.51)3 10,244.91 (29,265.27) 1.00 8,849.94 (32,100.57)4 10,244.91 (19,020.36) 1.00 8,428.51 (23,672.06)5 10,244.91 (8,775.45) 1.00 8,027.16 (15,644.90)6 10,244.91 1,469.46 0.86 7,644.91 (7,999.99)7 1,469.46 - (7,999.99)8 1,469.46 - (7,999.99)9 1,469.46 - (7,999.99)
10 1,469.46 - (7,999.99)Soma
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(10,720.75) (1,576.14) 0.87
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
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TMA Respostas: VFL6% PBS 10.00 VPL (5,000.00) VUL
PBD 10.00 TIR -6% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (30,000.00) (30,000.00) (30,000.00) (30,000.00)1 13,635.92 (16,364.08) 1.00 12,864.08 (17,135.92)2 13,635.92 (2,728.16) 1.00 12,135.92 (5,000.00)3 (2,728.16) 1.00 - (5,000.00)4 (2,728.16) 1.00 - (5,000.00)5 (2,728.16) 1.00 - (5,000.00)6 (2,728.16) 1.00 - (5,000.00)7 (2,728.16) 1.00 - (5,000.00)8 (2,728.16) 1.00 - (5,000.00)9 (2,728.16) 1.00 - (5,000.00)
10 (2,728.16) 1.00 - (5,000.00)Soma
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(5,618.00) (2,727.19) 0.83
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
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TMA Respostas: VFL12% PBS 2.38 VPL 4.38 VUL
PBD 2.97 TIR 13% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (500.00) (500.00) (500.00) (500.00)1 210.00 (290.00) 1.00 187.50 (312.50)2 210.00 (80.00) 1.00 167.41 (145.09)3 210.00 130.00 0.38 149.47 4.38 4 130.00 - 4.38 5 130.00 - 4.38 6 130.00 - 4.38 7 130.00 - 4.38 8 130.00 - 4.38 9 130.00 - 4.38
10 130.00 - 4.38 Soma
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6.16 1.83 1.01
PBD
1.00 1.00 0.97
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TMA Respostas: VFL10% PBS - VPL 2,248.43 VUL
PBD - TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 - - - 1 400.00 400.00 - 363.64 363.64 2 400.00 800.00 330.58 694.21 3 400.00 1,200.00 300.53 994.74 4 400.00 1,600.00 273.21 1,267.95 5 200.00 1,800.00 124.18 1,392.13 6 200.00 2,000.00 112.89 1,505.03 7 200.00 2,200.00 102.63 1,607.66 8 200.00 2,400.00 93.30 1,700.96 9 200.00 2,600.00 84.82 1,785.78
10 1,200.00 3,800.00 462.65 2,248.43 Soma
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5,831.85 365.92
#DIV/0!
PBD
-
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TMA Respostas: VFL12% PBS - VPL 14,645.49 VUL
PBD - TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 - - - 1 5,000.00 5,000.00 - 4,464.29 4,464.29 2 3,000.00 8,000.00 2,391.58 6,855.87 3 3,000.00 11,000.00 2,135.34 8,991.21 4 3,000.00 14,000.00 1,906.55 10,897.76 5 3,000.00 17,000.00 1,702.28 12,600.04 6 1,000.00 18,000.00 506.63 13,106.67 7 1,000.00 19,000.00 452.35 13,559.02 8 1,000.00 20,000.00 403.88 13,962.91 9 1,000.00 21,000.00 360.61 14,323.52
10 1,000.00 22,000.00 321.97 14,645.49 Soma
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45,486.67 2,592.02
#DIV/0!
PBD
-
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TMA Respostas: VFL6% PBS 3.25 VPL 200.18 VUL
PBD 3.37 TIR 26% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (300.00) (300.00) (300.00) (300.00)1 100.00 (200.00) 1.00 94.34 (205.66)2 100.00 (100.00) 1.00 89.00 (116.66)3 - (100.00) 1.00 - (116.66)4 400.00 300.00 0.25 316.84 200.18 5 300.00 - 200.18 6 300.00 - 200.18 7 300.00 - 200.18 8 300.00 - 200.18 9 300.00 - 200.18
10 300.00 - 200.18 Soma
Resp: 238.41
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252.72 57.77 1.67
PBD
1.00 1.00 1.00 0.37
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TMA Respostas: VFL3% PBS 6.00 VPL 83,448.06 VUL
PBD 6.41 TIR 15% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (90,000.00) (90,000.00) (90,000.00) (90,000.00)1 10,000.00 (80,000.00) 1.00 9,708.74 (80,291.26)2 10,000.00 (70,000.00) 1.00 9,425.96 (70,865.30)3 10,000.00 (60,000.00) 1.00 9,151.42 (61,713.89)4 20,000.00 (40,000.00) 1.00 17,769.74 (43,944.15)5 20,000.00 (20,000.00) 1.00 17,252.18 (26,691.97)6 20,000.00 - 1.00 16,749.69 (9,942.28)7 30,000.00 30,000.00 - 24,392.75 14,450.46 8 30,000.00 60,000.00 23,682.28 38,132.74 9 30,000.00 90,000.00 22,992.50 61,125.24
10 30,000.00 120,000.00 22,322.82 83,448.06 Soma
Resp: 91,185.95
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112,147.21 9,782.66 1.93
PBD
1.00 1.00 1.00 1.00 1.00 1.00 0.41
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TMA Respostas: VFL4% PBS 3.00 VPL 539.94 VUL
PBD 3.22 TIR 30% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (400.00) (400.00) (400.00) (400.00)1 120.00 (280.00) 1.00 115.38 (284.62)2 160.00 (120.00) 1.00 147.93 (136.69)3 120.00 - 1.00 106.68 (30.01)4 160.00 160.00 - 136.77 106.76 5 120.00 280.00 98.63 205.39 6 160.00 440.00 126.45 331.84 7 120.00 560.00 91.19 423.03 8 160.00 720.00 116.91 539.94 9 720.00 - 539.94
10 720.00 - 539.94 Soma
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738.95 80.20 2.35
PBD
1.00 1.00 1.00 0.22
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TMA Respostas: VFL25% PBS 1.31 VPL 448.00 VUL
PBD 1.78 TIR 34% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (4,000.00) (4,000.00) (4,000.00) (4,000.00)1 3,000.00 (1,000.00) 1.00 2,400.00 (1,600.00)2 3,200.00 2,200.00 0.31 2,048.00 448.00 3 2,200.00 - 448.00 4 2,200.00 - 448.00 5 2,200.00 - 448.00 6 2,200.00 - 448.00 7 2,200.00 - 448.00 8 2,200.00 - 448.00 9 2,200.00 - 448.00
10 2,200.00 - 448.00 Soma
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700.00 311.11 1.11
PBD
1.00 0.78
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TMA Respostas: VFL8% PBS 2.60 VPL 3.16212 VUL
PBD 2.92 TIR 10% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (95.00) (95.00) (95.00) (95.00)1 40.00 (55.00) 1.00 37.04 (57.96)2 25.00 (30.00) 1.00 21.43 (36.53)3 50.00 20.00 0.60 39.69 3.16 4 20.00 - 3.16 5 20.00 - 3.16 6 20.00 - 3.16 7 20.00 - 3.16 8 20.00 - 3.16 9 20.00 - 3.16
10 20.00 - 3.16 Soma
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3.98 1.23 1.03
PBD
1.00 1.00 0.92
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TMA Respostas: VFL20% PBS 1.67 VPL 6.88735 VUL
PBD 2.11 TIR 71% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (4.00) (4.00) (4.00) (4.00)1 2.00 (2.00) 1.00 1.67 (2.33)2 3.00 1.00 0.67 2.08 (0.25)3 4.00 5.00 2.31 2.06 4 5.00 10.00 2.41 4.48 5 6.00 16.00 2.41 6.89 6 16.00 - 6.89 7 16.00 - 6.89 8 16.00 - 6.89 9 16.00 - 6.89
10 16.00 - 6.89 Soma
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17.14 2.30 2.72
PBD
1.00 1.00 0.11
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TMA Respostas: VFL12% PBS 1.78 VPL 134.10715 VUL
PBD 2.10 TIR 58% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (75.00) (75.00) (75.00) (75.00)1 40.00 (35.00) 1.00 35.71 (39.29)2 45.00 10.00 0.78 35.87 (3.41)3 50.00 60.00 35.59 32.18 4 55.00 115.00 34.95 67.13 5 60.00 175.00 34.05 101.18 6 65.00 240.00 32.93 134.11 7 240.00 - 134.11 8 240.00 - 134.11 9 240.00 - 134.11
10 240.00 - 134.11 Soma
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264.70 32.62 2.79
PBD
1.00 1.00 0.10
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TMA Respostas: VFL7% PBS 3.52 VPL (3.32) VUL
PBD 10.00 TIR 5% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (88.00) (88.00) (88.00) (88.00)1 25.00 (63.00) 1.00 23.36 (64.64)2 25.00 (38.00) 1.00 21.84 (42.80)3 25.00 (13.00) 1.00 20.41 (22.39)4 25.00 12.00 0.52 19.07 (3.32)5 12.00 - (3.32)6 12.00 - (3.32)7 12.00 - (3.32)8 12.00 - (3.32)9 12.00 - (3.32)
10 12.00 - (3.32)Soma
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(4.35) (0.98) 0.96
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
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TMA Respostas: VFL12% PBS 3.25 VPL 408.52 VUL
PBD 3.51 TIR 47% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (90.00) (90.00) (90.00) (90.00)1 (150.00) (240.00) 1.00 (133.93) (223.93)2 (60.00) (300.00) 1.00 (47.83) (271.76)3 200.00 (100.00) 1.00 142.36 (129.40)4 400.00 300.00 0.25 254.21 124.80 5 500.00 800.00 283.71 408.52 6 800.00 - 408.52 7 800.00 - 408.52 8 800.00 - 408.52 9 800.00 - 408.52
10 800.00 - 408.52 Soma
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719.95 113.33 5.54
PBD
1.00 1.00 1.00 0.51
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TMA Respostas: VFL30% PBS 2.50 VPL (644.30) VUL
PBD 10.00 TIR 29% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (25,000.00) (25,000.00) (25,000.00) (25,000.00)1 10,000.00 (15,000.00) 1.00 7,692.31 (17,307.69)2 10,000.00 (5,000.00) 1.00 5,917.16 (11,390.53)3 10,000.00 5,000.00 0.50 4,551.66 (6,838.87)4 10,000.00 15,000.00 3,501.28 (3,337.59)5 10,000.00 25,000.00 2,693.29 (644.30)6 25,000.00 - (644.30)7 25,000.00 - (644.30)8 25,000.00 - (644.30)9 25,000.00 - (644.30)
10 25,000.00 - (644.30)Soma
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(2,392.25) (264.54) 0.97
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
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TMA Respostas: VFLPBS Não tem VPL - VULPBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 - - - 1 - 1.00 - - 2 - 1.00 - - 3 - 1.00 - - 4 - 1.00 - - 5 - 1.00 - - 6 - 1.00 - - 7 - 1.00 - - 8 - 1.00 - - 9 - 1.00 - -
10 - 1.00 - - Soma
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- #NUM!
#DIV/0!
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
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TMA Respostas: VFL18% PBS 2.35 VPL 26.32 VUL
PBD 3.35 TIR 32% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (80.00) (80.00) (80.00) (80.00)1 34.00 (46.00) 1.00 28.81 (51.19)2 34.00 (12.00) 1.00 24.42 (26.77)3 34.00 22.00 0.35 20.69 (6.07)4 34.00 56.00 17.54 11.46 5 34.00 90.00 14.86 26.32 6 90.00 - 26.32 7 90.00 - 26.32 8 90.00 - 26.32 9 90.00 - 26.32
10 90.00 - 26.32 Soma
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60.22251 8.42 1.33
PBD
1.00 1.00 1.00 0.35
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TMA Respostas: VFL16% PBS 5.42 VPL (70.01) VUL
PBD 10.00 TIR 13% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (650.00) (650.00) (650.00) (650.00)1 120.00 (530.00) 1.00 103.45 (546.55)2 120.00 (410.00) 1.00 89.18 (457.37)3 120.00 (290.00) 1.00 76.88 (380.49)4 120.00 (170.00) 1.00 66.27 (314.22)5 120.00 (50.00) 1.00 57.13 (257.08)6 120.00 70.00 0.42 49.25 (207.83)7 120.00 190.00 42.46 (165.37)8 120.00 310.00 36.60 (128.77)9 120.00 430.00 31.55 (97.21)
10 120.00 550.00 27.20 (70.01)Soma
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(308.86) (14.48570) 0.89
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
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6 14.00% 580.00 149.15
1
MATEMÁGICA FINANCEIRA NO EXCELClique sobre o valor que deseja obter
Operações financeiras com juros compostos.
Regime N I PV PMT
3 6 14.0000% 580.00
Juros Compostos (149.15)
Resposta A prestação é igual a -149.15135 no regime de juros compostos
Operações na HP12C [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513
Operações no Excel =PGTO(0.14;6;580;;0)
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4
N I PV PMT
JS 1 ### ### #VALUE! Não existe
D 2 ### ### #VALUE! Não existe
JC 3 ### ### #VALUE! [f] [REG] 6 [n
l 3 c 4 fómula ==>
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Opção : 3 juros compostos (Não Mexa !!!)
1 - Juros Simples
2 - Desconto Bancário
3 - Juros Compostos
Cálculos Financeiros Gerais (Não Mexa !!!)
2 3 4 5
1 (7.14) -16.67% - Não tem
2 #DIV/0! #DIV/0! - Não tem
3 #NUM! -99.84% - (149.15)
Cálculos na HP 12C - Não Mexa Nunca !!!
Juros N I PV PMT
6 [n] 14 [i] 580 [PV]
N #VALUE!
I #VALUE!
PV #VALUE!
PMT [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513
FV #VALUE!
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Regimes
1 - Juros simples
2 - Desconto comercial
3 - Juros compostos
Tipos
0 - postecipado
1 - antecipado
Legenda
cod desc simb conc
1 O número períodos=NPER(0.14;;580;;0)
2 A taxa de % a.p. =TAXA(6;;580;;0;)
3 O valor presente =VP(0.14;6;;;0)
4 A prestação =PGTO(0.14;6;580;;0)
5 O valor futuro =VF(0.14;6;;580;0)
Taxa
1 % a.d. dias 1
2 % a.m. meses 30
3 % a.b. bimestre 60
4 % a.t. trimestre 90
5 % a.q. quadrime 120
TAXA(nper;pgto;vp;vf;tipo;estimativa)
VF(taxa;nper;pgto;vp;tipo)
VP(taxa;nper;pgto;vf;tipo)
![Page 44: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/44.jpg)
6 % a.s. semestre 180
7 % a.a. ano come 360
8 % a.a. (eano civil 365
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-
1
MATEMÁGICA FINANCEIRA NO EXCELClique sobre o valor que deseja obter
FV Tipo
0 1
Sem entrada
A prestação é igual a -149.15135 no regime de juros compostos
[f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513
![Page 46: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/46.jpg)
FV Tipo
#VALUE!
#VALUE!
#VALUE!
[f] [REG] 6 [n] 14 [i] 580 [
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(Não Mexa !!!)
6
(1,067.20)
(3,625.00)
(1,273.08)
FV TIPO
[g] [END]
![Page 48: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/48.jpg)
nper;pgto;vp;vf;tipo;estimativa)
nper;pgto;vp;tipo)
;nper;pgto;vf;tipo)
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7 14.00% 620.00 144.58
1
MATEMÁGICA FINANCEIRA NO EXCELClique sobre o valor que deseja obter
Operações financeiras com juros compostos.
Regime N I PV PMT
3 7 14.0000% 620.00
Juros Compostos (144.58)
Resposta A prestação é igual a -144.57927 no regime de juros compostos
Operações na HP12C [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793
Operações no Excel =PGTO(0.14;7;620;;0)
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4
N I PV PMT
JS 1 ### ### #VALUE! Não existe
D 2 ### ### #VALUE! Não existe
JC 3 ### ### #VALUE! [f] [REG] 7 [n
l 3 c 4 fómula ==>
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Opção : 3 juros compostos (Não Mexa !!!)
1 - Juros Simples
2 - Desconto Bancário
3 - Juros Compostos
Cálculos Financeiros Gerais (Não Mexa !!!)
2 3 4 5
1 (7.14) -14.29% - Não tem
2 #DIV/0! #DIV/0! - Não tem
3 #NUM! -99.63% - (144.58)
Cálculos na HP 12C - Não Mexa Nunca !!!
Juros N I PV PMT
7 [n] 14 [i] 620 [PV]
N #VALUE!
I #VALUE!
PV #VALUE!
PMT [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793
FV #VALUE!
![Page 52: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/52.jpg)
Regimes
1 - Juros simples
2 - Desconto comercial
3 - Juros compostos
Tipos
0 - postecipado
1 - antecipado
Legenda
cod desc simb conc
1 O número períodos=NPER(0.14;;620;;0)
2 A taxa de % a.p. =TAXA(7;;620;;0;)
3 O valor presente =VP(0.14;7;;;0)
4 A prestação =PGTO(0.14;7;620;;0)
5 O valor futuro =VF(0.14;7;;620;0)
Taxa
1 % a.d. dias 1
2 % a.m. meses 30
3 % a.b. bimestre 60
4 % a.t. trimestre 90
5 % a.q. quadrime 120
TAXA(nper;pgto;vp;vf;tipo;estimativa)
VF(taxa;nper;pgto;vp;tipo)
VP(taxa;nper;pgto;vf;tipo)
![Page 53: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/53.jpg)
6 % a.s. semestre 180
7 % a.a. ano come 360
8 % a.a. (eano civil 365
![Page 54: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/54.jpg)
-
1
MATEMÁGICA FINANCEIRA NO EXCELClique sobre o valor que deseja obter
FV Tipo
0 1
Sem entrada
A prestação é igual a -144.57927 no regime de juros compostos
[f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793
![Page 55: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/55.jpg)
FV Tipo
#VALUE!
#VALUE!
#VALUE!
[f] [REG] 7 [n] 14 [i] 620 [
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(Não Mexa !!!)
6
(1,227.60)
(31,000.00)
(1,551.41)
FV TIPO
[g] [END]
![Page 57: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/57.jpg)
nper;pgto;vp;vf;tipo;estimativa)
nper;pgto;vp;tipo)
;nper;pgto;vf;tipo)
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TMA Respostas: VFL12% PBS 3.18 VPL 3.50300 VUL
PBD 5.54 TIR 13% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (140.00) (140.00) (140.00) (140.00)1 15.00 (125.00) 1.00 13.39 (126.61)2 63.00 (62.00) 1.00 50.22 (76.38)3 58.00 (4.00) 1.00 41.28 (35.10)4 22.00 18.00 0.18 13.98 (21.12)5 30.00 48.00 17.02 (4.10)6 15.00 63.00 7.60 3.50 7 63.00 - 3.50 8 63.00 - 3.50 9 63.00 - 3.50
10 63.00 - 3.50 Soma
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6.91429 0.85202 1.03
PBD
1.00 1.00 1.00 1.00 1.00 0.54
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TMA Respostas: VFL8% PBS 6.25 VPL 3.68065 VUL
PBD 9.01 TIR 10% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (50.00) (50.00) (50.00) (50.00)1 8.00 (42.00) 1.00 7.41 (42.59)2 8.00 (34.00) 1.00 6.86 (35.73)3 8.00 (26.00) 1.00 6.35 (29.38)4 8.00 (18.00) 1.00 5.88 (23.50)5 8.00 (10.00) 1.00 5.44 (18.06)6 8.00 (2.00) 1.00 5.04 (13.02)7 8.00 6.00 0.25 4.67 (8.35)8 8.00 14.00 4.32 (4.03)9 8.00 22.00 4.00 (0.02)
10 8.00 30.00 3.71 3.68 Soma
![Page 61: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/61.jpg)
7.94625 0.54853 1.07
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.01
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TMA Respostas: VFL8% PBS 2.88 VPL 160.04 VUL
PBD 3.46 TIR 14% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (1,350.00) (1,350.00) (1,350.00) (1,350.00)1 600.00 (750.00) 1.00 555.56 (794.44)2 400.00 (350.00) 1.00 342.94 (451.51)3 400.00 50.00 0.88 317.53 (133.98)4 400.00 450.00 294.01 160.04 5 450.00 - 160.04 6 450.00 - 160.04 7 450.00 - 160.04 8 450.00 - 160.04 9 450.00 - 160.04
10 450.00 - 160.04 Soma
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217.73 48.32 1.12
PBD
1.00 1.00 1.00 0.46
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TMA Respostas: VFL8% PBS 5.78 VPL 19,033.84 VUL
PBD 7.46 TIR 12% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (98,000.00) (98,000.00) (98,000.00) (98,000.00)1 16,000.00 (82,000.00) 1.00 14,814.81 (83,185.19)2 16,000.00 (66,000.00) 1.00 13,717.42 (69,467.76)3 16,000.00 (50,000.00) 1.00 12,701.32 (56,766.45)4 18,000.00 (32,000.00) 1.00 13,230.54 (43,535.91)5 18,000.00 (14,000.00) 1.00 12,250.50 (31,285.41)6 18,000.00 4,000.00 0.78 11,343.05 (19,942.36)7 24,000.00 28,000.00 14,003.77 (5,938.59)8 24,000.00 52,000.00 12,966.45 7,027.86 9 24,000.00 76,000.00 12,005.98 19,033.84
10 76,000.00 - 19,033.84 Soma
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38,048.73 3,046.93 1.19
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.46
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TMA Respostas: VFL8% PBS 2.64 VPL 538.50 VUL
PBD 3.07 TIR 32% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (630.00) (630.00) (630.00) (630.00)1 230.00 (400.00) 1.00 212.96 (417.04)2 240.00 (160.00) 1.00 205.76 (211.28)3 250.00 90.00 0.64 198.46 (12.82)4 260.00 350.00 191.11 178.29 5 270.00 620.00 183.76 362.05 6 280.00 900.00 176.45 538.50 7 900.00 - 538.50 8 900.00 - 538.50 9 900.00 - 538.50
10 900.00 - 538.50 Soma
![Page 67: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/67.jpg)
854.52 116.48 1.85
PBD
1.00 1.00 1.00 0.07
![Page 68: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/68.jpg)
IL = VPL/INV + 1
IL = 1.4
![Page 69: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/69.jpg)
TMA Respostas: VFL3% PBS 2.00 VPL 432.27 VUL
PBD 2.09 TIR 39% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (400.00) (400.00) (400.00) (400.00)1 200.00 (200.00) 1.00 194.17 (205.83)2 200.00 - 1.00 188.52 (17.31)3 200.00 200.00 - 183.03 165.72 4 300.00 500.00 266.55 432.27 5 500.00 - 432.27 6 500.00 - 432.27 7 500.00 - 432.27 8 500.00 - 432.27 9 500.00 - 432.27
10 500.00 - 432.27 Soma
![Page 70: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/70.jpg)
486.52 116.29 2.08
PBD
1.00 1.00 0.09
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TMA Respostas: VFL18% PBS 4.69 VPL (39.04) VUL
PBD 10.00 TIR 14% IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (300.00) (300.00) (300.00) (300.00)1 64.00 (236.00) 1.00 54.24 (245.76)2 64.00 (172.00) 1.00 45.96 (199.80)3 64.00 (108.00) 1.00 38.95 (160.85)4 64.00 (44.00) 1.00 33.01 (127.84)5 64.00 20.00 0.69 27.97 (99.86)6 64.00 84.00 23.71 (76.15)7 64.00 148.00 20.09 (56.06)8 64.00 212.00 17.03 (39.04)9 212.00 - (39.04)
10 212.00 - (39.04)Soma
![Page 72: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/72.jpg)
(146.73) (9.57) 0.8699
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
![Page 73: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/73.jpg)
TMA Respostas: VFLPBS Não tem VPL - VULPBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 - - - 1 - 1.00 - - 2 - 1.00 - - 3 - 1.00 - - 4 - 1.00 - - 5 - 1.00 - - 6 - 1.00 - - 7 - 1.00 - - 8 - 1.00 - - 9 - 1.00 - -
10 - 1.00 - - Soma
![Page 74: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/74.jpg)
- #NUM!
#DIV/0!
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
![Page 75: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/75.jpg)
TMA Respostas: VFL10% PBS Não tem VPL (112.02) VUL
PBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (50.00) (50.00) (50.00) (50.00)1 (18.00) (68.00) 1.00 (16.36) (66.36)2 (18.00) (86.00) 1.00 (14.88) (81.24)3 (18.00) (104.00) 1.00 (13.52) (94.76)4 (18.00) (122.00) 1.00 (12.29) (107.06)5 (8.00) (130.00) 1.00 (4.97) (112.02)6 (130.00) 1.00 - (112.02)7 (130.00) 1.00 - (112.02)8 (130.00) 1.00 - (112.02)9 (130.00) 1.00 - (112.02)
10 (130.00) 1.00 - (112.02)Soma
![Page 76: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/76.jpg)
(180.42) (29.55) (1.24)
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
![Page 77: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/77.jpg)
TMA Respostas: VFL10% PBS Não tem VPL (139.88) VUL
PBD Não tem TIR Err:523 IL
Ano FC Saldo Simples PBS VP (FC) Saldo Desc0 (90.00) (90.00) (90.00) (90.00)1 (10.00) (100.00) 1.00 (9.09) (99.09)2 (10.00) (110.00) 1.00 (8.26) (107.36)3 (10.00) (120.00) 1.00 (7.51) (114.87)4 (10.00) (130.00) 1.00 (6.83) (121.70)5 (10.00) (140.00) 1.00 (6.21) (127.91)6 (10.00) (150.00) 1.00 (5.64) (133.55)7 (10.00) (160.00) 1.00 (5.13) (138.68)8 (10.00) (170.00) 1.00 (4.67) (143.35)9 (10.00) (180.00) 1.00 (4.24) (147.59)
10 20.00 (160.00) 1.00 7.71 (139.88)Soma
![Page 78: Avalin resp cap7](https://reader036.fdocumentos.com/reader036/viewer/2022081504/5586172dd8b42a7d428b48da/html5/thumbnails/78.jpg)
(362.81) (22.76) (0.55)
PBD
1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00